Dilzer Consultants - Investments and Financial Planning

An ISO 9001 (2008) Certified Company

   SEBI REGISTERED INVESTMENT ADVISOR

Service Execution process

Resident Individuals: Investment Advisory and Execution.

  • We understand the clients needs and suggest investment plans and options keeping his goals in mind and ensure asset allocation in terms of spreading investments in mutual funds, insurance, RBI Bonds, Capital Gains bonds, property, ETFs, Gold and Fixed Income.
  • We assist in execution of the investments by filling the necessary forms, and also ensuring all necessary documents are attached.
  • We assist in obtaining KYC and PAN requirements and updating the same on an annual basis with KYC norms and CVL requirements.
  • We discuss the investment procedures, laws, tax rules pertaining to investments in India.
  • We send the forms for filling and execution of investment.
  • We provide monthly and quarterly updates to clients on current values of holding. We also provide online updates to select clients to enable them to view their investments real time 24/7.
  • We send regular financial news and market updates to our clients.
  • The Chief Financial Planner Dilshad Billimoria, publishes articles on a regular basis in prominent Financial Plannig journals on relevant topics of interest. You may visit her blog at http://dilshad-at-dilzer.blogspot.in/?view=classic
  • Asset Allocation is done on a yearly basis in time with the Goal Review done for our Financial Plan clients.
  • Profit booking and changes on underperforming assets are made on a quarterly basis, to ensure absolute returns are obtained.
  • We understand and suggest Systematic Investment options in accordance with your goals and track the performance of the same for you.
  • Comparison of XIRR % performance over the years and how it compares to benchmark performance.
  • Capital Gains and Unrealized Gains reports are made.
  • Special Offerings and its Impact on your goals and portfolio.
  • We boast of excellent service to our clients and for this we have in house office administration staff from 10am to 6pm to sort out queries on account statements, dividends, address issues, RBI bonds, insurance queries. Our admin can be contacted at dilzer18@gmail.com or on +9180.41512337/ +91.80. 41136147
  • Personalized investment advise from our Certified Financial Planner and Financial Plan discussion.
  • Annual Goal Review.

Service Execution process for NRIs

NRIs : Investment Advisory and Execution.

Mandatory Documents needed for NRI Investors

Investments are accepted from NRI individuals, provided the following documents are provided:

  1. KYC:

Documents required for KYC are listed below:

  • KYC form
  • Self Attested Copy of Pan Card (Pan Card Mandatory requirement for KYC)
  • Self Attested Copy of Passport
  • Self Attested Copy of Local Address Proof (Utility Bills like only Landline Telephone Bill, Electricity Bill, Gas Bill not more than 3 months old, Bank Account Statement / Passbook Copy not older than 3 Months, Registered Lease or Sale Agreement of Residing, Driving License.)
  • Self Attested Copy of Copy of Foreign Address Proof ( if passport has foreign address , passport is sufficient)
  • Self Attested Copy of Copy of OCI/ PIO card- Only Supporting document of an NRI or Foreign National )
  • 2 copies of Passport size photograph
  1. Cheque can be from either NRE/ NRO account. NRE for repatriation and NRO for non reptriation (use in India)
  • We understand the clients needs and suggest investment plans and options keeping his goals in mind and ensure asset allocation in terms of spreading investments in mutual funds, insurance, RBI Bonds, Capital Gains bonds, property, ETFs, Gold and Fixed Income.
  • We assist in execution of the investments by filling the necessary forms, and also ensuring all necessary documents are attached.
  • We assist in obtaining KYC and PAN requirements and updating the same on an annual basis with KYC norms and CVL requirements.
  • We discuss the investment procedures, laws, tax rules pertaining to investments in India.
  • We send the forms for filling and execution of investment.
  • We provide monthly and quarterly updates to clients on current values of holding. We also provide online updates to select clients to enable them to view their investments real time 24/7.
  • We send regular financial news and market updates to our clients.
  • The Chief Financial Planner Dilshad Billimoria, publishes articles on a regular basis in prominent Financial Plannig journals on relevant topics of interest. You may visit her blog at http://dilshad-at-dilzer.blogspot.in/?view=classic
  • Asset Allocation is done on a yearly basis in time with the Goal Review done for our Financial Plan clients.
  • Profit booking and changes on underperforming assets are made on a quarterly basis, to ensure absolute returns are obtained.
  • We understand and suggest Systematic Investment options in accordance with your goals and track the performance of the same for you.
  • Comparison of XIRR % performance over the years and how it compares to benchmark performance.
  • Capital Gains and Unrealized Gains reports are made.
  • Special Offerings and its Impact on your goals and portfolio.
  • We boast of excellent service to our clients and for this we have in house office administration staff from 10am to 6pm to sort out queries on account statements, dividends, address issues, RBI bonds, insurance queries. Our admin can be contacted at dilzer18@gmail.com or on +9180.41512337/ +91.80. 41136147
  • Personalized investment advise from our Certified Financial Planner and Financial Plan discussion.
  • Annual Goal Review.

Please note

  • Investments made through NRE acs are fully repartriable.
  • Investments made through NRO acs are not repatriable.
  • PAN is mandatory for investors.
  • KYC is mandatory for investors.
  • The investor must be a Person of Indian Origin (PIO) or his parents and/ or grand parents must have PIO status.
  • Investment gains made from investments made from NRE accounts, in case of property, will be deposited in NRO accounts, upto a maximum of 1 million dollars and is subject to tax in India
  • The principal amount can be repatriated through an NRE ac.

All the above questions can be answered by a trust worthy and competent financial planner.

For more details contact us