Dilzer Consultants - Investments and Financial Planning

An ISO 9001 (2008) Certified Company



Why Do You Need A Term Plan?

Posted on: May 20th, 2016

Asvita was in a state of shock after she got to know her best friend Ananya has lost her husband. Ananya, who is a homemaker, has a 3-year old son, and does not know how she will be able to sustain her livelihood. Asvita is wondering – what has she  done to protect her family in case of such an extreme situation. If you can to relate to the hypothetical situation above and are seeking answers, TERM PLAN is the […]

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Are you sufficiently insured through multiple insurance policies?

Posted on: May 13th, 2016

Ankita was not sure whether to buy another insurance plan as she was already covered by her company, but the sum was not enough. Would they allow us to claim from two different insurers was her another doubt? If you also have similar doubts and apprehensions, read our post to get an insight whether getting insured from multiple insurers serves the purpose or not? What It Means to Get Multiple Insurance Policies? Primarily the objective to buy more than one […]

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What are the benefits of utilising the services of a financial advisor

Posted on: April 29th, 2016

Should one make financial decisions independently or through a financial advisor Financial advice revolves around money, and the affluent individuals that most financial planners work with have a good amount of it. Financial advice revolves around investments, and how to manage them effectively. A lot of time is often spent on investment portfolios, asset allocation, and decisions about particular investments, including whether to implement them with passive or active strategies.   However the value of financial advice extends far beyond just investment […]

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What are the costs involved in various financial products

Posted on: April 22nd, 2016

Financial products act as an investment avenue and provide the required financial security to the investors based on the risk-return profile of the financial products. Traditionally, in India there were financial products offered by Government like Bank deposits by Public sector banks. Insurance products by LIC. RD, NSC and KVP by postal department. However with the liberalization of financial services industry, a variety of financial products have been introduced through participation of private and foreign entities in addition to the […]

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Understanding PMS and its Fee Structure

Posted on: April 15th, 2016

WHAT IS PMS? Portfolio Management Services (PMS) is an investment portfolio in stocks,cash, fixed income, debt, structured products and other individual securities, managed by a professional money manager, that can potentially be tailored to meet specific investment objectives. One has the freedom and flexibility to tailor his/her portfolio to address personal preferences and financial goals. Although portfolio managers may oversee hundreds of portfolios, each account will be unique. Investment Management Solutions in PMS, can be provided in the following ways: […]

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Should you pay fees to your investment advisor and why?

Posted on: April 8th, 2016

Got a toothache, see your dentist! Got skin problems, see a dermatologist! Got problems with managing your finances? Well, that’s when you might want to consult an expert, a good financial planner. The reasons could be anything- Maybe you’ve come into a large inheritance or your own income went up suddenly or maybe you just bought or sold a business. Are you feeling uneasy about about your money ?– you’re not sure where it’s going now or how far it […]

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How to plan for your child’s education goals

Posted on: April 1st, 2016

President Franklin D. Roosevelt said – We may not be able to prepare the future for our children, but we can, at least, prepare our children for the future. All those worried parents who try each day harder and harder to secure their child’s future are determined in providing the “best-in-class” education. Modern day’s education is not just about pre-primary to plus 2 and a professional degree. The education also includes summer camps, hobby classes, trips to the varied location […]

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When and how should you set up a TRUST

Posted on: March 25th, 2016

A TRUST means a ​legal ​arrangement in which a ​person or ​organization​controls ​property and/or ​money for another ​person or ​organization.Trust is defined in section 3 of the Trust Act, 1882 as ” an obligation annexed to the ownership of property and arising out of a confidence reposed in and accepted by the owner, or declared and accepted by him, for the benefit of another or of another and the owner.  In simple words it is a transfer of property by the owner to another for the benefit […]

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Whom Should you Appoint as Trustee of a Trust

Posted on: March 18th, 2016

A trust is a relationship whereby property is held by one party on behalf of or for the benefit of another. A trust is created by a settler, who transfers property to a trustee. The trustee holds that property for the trust’s beneficiaries. Here are some benefits and objectives of using trusts: Avoiding taxes: An estate tax is a tax on a person’s right to transfer property after death . A trust helps to avoid or reduce estate taxes because assets […]

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Differently abled child- how to secure their future.

Posted on: March 11th, 2016

If you are a parent to a differently abled child, you would need to not only support him mentally, physically but also financially for your special child for rest of his life. Our exclusive post will talk about how you could help your child and provide him with comforts and assistance when you are not around – What Does Differently Abled Mean?  Some of the terminology used for a differently abled child is – Impairment  any loss or abnormality of […]

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