Dilzer Consultants - Investments and Financial Planning

An ISO 9001 (2008) Certified Company

   SEBI REGISTERED INVESTMENT ADVISOR

Testimonials

Dilshad is a through professional and a true leader in her field of financial consulting. I have been working with her last 5 years and truly impressed with her depth of knowledge both for mutual funds and investment market at a macro level. She meticulously works with her clients to help them move to their goals. She guided me on various investment products with short & long term goals. I strongly recommend Dilshad as a financial adviser for those who needs a long term guide to build capital.”

Rajiv Nandi – Global Delivery Executive at IBM – March 2015

We have used Dilshad’s services over the last one year and have been very happy with the outcomes. I have found her to be very professional and thorough in her approach, she makes time to fully explain the details when ever I have had any questions or needed clarity on any of her recommendations. She has helped my spouse and I maintain a good fiscal discipline and we feel quite confident of the future knowing that she is managing our finances. Her staff are very polite, prompt and efficient in all their interactions.

Rohini Kamath – Feb 2015

Dilshad is a committed professional who works with her clients to help them meet their goals. Her investment in improving her skill sets to service her clients better gives one the confidence of being in good and safe hands. She has her ears to the ground and provides sound and balanced advise to her clients irrespective of where they are based.

Bharati Sudhir (Singapore) 12 January 2015

Dilshad is an excellent financial planner – I appreciate the personalised attention, she’s always available to assist and explain the finer points of planning that I often miss. I also appreciate the frequent information she gives us through mailers. Helps make informed choices.  Thanks Dilshad!

Sherry Bharda – 3 Jan 2015

I would like to express my appreciation for the thoughtful financial guidance I received from you. As a military family pensioner, I was not sure how to allocate my pension fund for my needs. Your sound advice eased my anxiety by clarifying my financial position with regard to my savings, expenses and future plans.

Thank you for spending more than an hour with me to examine and think through the financial options available for me, given my circumstances. Now I have a more realistic idea of what I can and cannot do with my finances. I am aware of where I need to cut back my expenses, and have understood the necessity of more savings.

Your counsel has been a wonderful learning opportunity for me. Better late than never!

I strongly feel that financial guidance needs to begin at school level with children, starting with pocket money and gifts for birthdays and festivals, to planning with parents or guardians for higher education or professional training at the high school level.

Although I worked in my profession for almost three decades, I did not plan my spending or saving. If it were not for my father who enlightened me about the Public Provident Fund, I would have had no savings at all. The organizations I worked with did not advise employees about payments, bonuses, increments, etc. I just signed for, and accepted my pay checks without a squeak, as I was woefully ignorant about my dues. If I was paid more or less at any time, I was none the wiser.

After my husband’s demise, I was forced to take charge of all my household and living expenses, and slowly but painfully I learned through my mistakes. Learning by trial and error takes time and is a slow process. Therefore, I value all the more, the time I spent with you.

May your guidance and counsel help many, many more people like me manage their finances more effectively.

Lalita Law

I had done a few planning exercises in the past, where the consultant had taken my inputs on my goals and the timelines. This was the first time that the the data gathering exercise was so comprehensive. Just going through the process forced me to clear my thinking about my objectives, and also brought to the fore several objectives which were not explicitly on my radar.

This was the first time that I saw a clear mapping of my various investments (current and new) to the objectives and the time horizons. Dilshad did a very good job with the mapping. Each objective was dealt with in its entirety with clear recommendations on what needs to be done to meet the goal.

When planning for some new goals in the future, Dilshad re-set my thinking about how to meet them. Rather than setting aside some money out of current savings, she made me think about building the assets that will help me with those future expenses.

Dilshad was patient in explaining the thought process and details to me. It was a valuable lesson to me to understand how she picked the right set of investments to meet individual objectives.

The table which sketched recommended investment mix for different time-horizons (the spectrum from short-term to retirement ) was very useful.

Dilshad provided an independent perspective on the medical insurance cover required, and this opened up my evaluation of the schemes in the market.

I liked the clear, time-bound action plan and recommendations that were provided.

THANK YOU!

SANJAY TAMBWEKAR 17 feb 2013

It was nice meeting you today regarding the discussion we had. Your suggestions had helped us to see the things in a better way through all the clutter and has made it easier for us to take certain decisions. We really appreciate your approach of listening to your clients, guiding them towards their specific goals for what they exactly need and enriching their lives by giving them a sense of control.

Your approach is very compassionate and at the same time time professional and genuine and we believe that these are certain qualities which differentiates you from other competitors,which in turn has represented itself in carving a success story for your firm in a short duration.

Jayanta

“I know Dilshad for over 11 years and she is the one who is guiding me in all my financial investments. Her versatility about the market gives her that competitive edge… I would say she is very genuine…thinks in line with the client requirement…approaches the business in a very professional way. She has gained confidence of clients by sheer performance. I have no hesitation in recommending her to all my friends. I sincerely wish her all the very best.”
Service Category: Advisor
Year first hired: 2000 (hired more than once)
Top Qualities: Expert, Good Value, High Integrity

Sainath K

For over a decade now Dilshad has been my Investment Consultant guiding me on my investments, especially Mutual Funds. I have followed her sound advice and acted on her timely inputs provided thru regular updates, alerts and newsletters and watched my investments grow at a steady and healthy pace. She is extremely well informed, precise and pro-active and makes her recommendations with ease, confidence and authority. Since my family and friends have benefited considerably from our association with Dilshad, i would strongly recommend others to profit too, from her professional and competent services!”
Service Category: Financial Advisor
Year first hired: 2001 (hired more than once)
Top Qualities: Great Results, Expert, High Integrity

Rohinton Kamdin

“I have known Dilshad since 1984 through his father who was not only professionally connected, but also we lived as neighbors. Dilshad has been a brilliant person right from her school/college days. She has been carrying out the Financial Advisory Service assignment that she took after her studies in an extremely professional manner. I have been using her expertise with great satisfaction. Her amicable nature has helped her in expanding her business many folds in a short span of time. I wish her great strides in her business & personal life. O P Khanna
October 26, 2011

Shivabhushan hired you as a Financial Advisor in 2004
Top qualities:Great Results, Personable, High Integrity

OP Khanna

Dilshad is a brilliant professional. Her promptness at expediting work issues is worth recommending. I would recommend her professionalism to whoever appreciates hard work with intelligent knowledge at financial planning.

February 20, 2013, Firdaus was Dilshad’s client

Aircraft Maintenance Engineer

Firdaus Rabadi

“Dilshad has been our family financial advisor for several years now – and we have been satisfied clients
Her detailed retirement planning has been valuable in understanding investing for long term.
We’ve also benefited from her advice on diversifying investments across various categories.
Dilshad is also very approachable – and her dedicated staff at office is very helpful with all paper work and queries.
Her recent online portfolio update has also been very useful.
Thanks Dilshad for your financial suggestions and advice over the years!
May 29, 2012

hired Dilshad as a Financial Advisor in 2001, and hired Dilshad more than once
Top qualities: Personable, Expert, High Integrity

Roopashree HM

“Dilshad has been handling my financial planning for a few years now. I find that she brings in the right blend of professionalism, interest in my well-being and financial health to the job. She made it a point, over many discussion, to understand my goals, my status and requirements without being aggressive or overt. And she has gently worked towards my achieving those goals; constantly fine-tuning her approach to resonate with my comfort levels.

Her advice and recommendations have been sound, timely and well deliberated. She does not force fit mass-trends and hyped investments; but she actually takes a balanced view to provide recommendations that work. She makes recommendations based on research and understanding of the market. She has gradually not just increased her span of operations but also depth; also building along the way sensible reports, records and timely reports. All these reflecting how tuned-in she is with her clients’ needs.

What I appreciate most about her – is her overall approach: Without being inquisitive, aggressive, or nosey or forceful – she makes bespoke recommendations. Takes time and effort to share her findings.

She is a genuinely nice person, who is not just a natural with finances, but has also taken effort over the years to learn and hone her skills. Her organisation reflects her personality in the warmth, interest, diligence and respect that all her employees extend.
May 22, 2012

hired Dilshad as a Financial Advisor in 2007, and hired Dilshad more than once
Top qualities: Personable, Expert, High Integrity

Saritha Subramaniam

“Dilshad has a good understanding of the markets, and her recommendations are pragmatic, reasonably safe, and I always get the feeling that they are what she would do herself. Her office has been extremely supportive of the follow-throughs with different Financial Institutions. I think at the end of the day, she has understood our profile, our needs and her recommendations are focused around these.
January 15, 2012

Diwakar hired you as a Financial Advisor in 2001 and hired you more than once.
Top qualities: Expert, Good Value, High Integrity

Diwakar Menon(client)

“Dilshad has been extremely watchful about my investment portfolio into MFs and has always been recommending necessary changes only if and when needed, in my best interest. Extremely dedicated and self driven to help safe-guard the interests of her clients. Very professional in her work.
November 30, 2011

Shivabhushan hired you as a Financial Advisor in 2004
Top qualities: Personable, Expert, High Integrity

Shivabhushan Yadwad(client)

I have known Dilshad since 1984 through his father who was not only professionally connected, but also we lived as neighbors.

Dilshad has been a brilliant person right from her school/college days. She has been carrying out the Financial Advisory Service assignment that she took after her studies in an extremely professional manner.

I have been using her expertise with great satisfaction. Her amicable nature has helped her in expanding her business many folds in a short span of time. I wish her great strides in her business & personal life.

October 26, 2011, Om was Dilshad’s client

Om Khanna

“Dilshad is a sincere, hard working lady, who gives great importance to my queries, helps me out in my financial planning, thereby give good valuable advise in my finance managment”

Dr. Srinivasa Murthy January 6, 2010

“Dilshad is a meticulous, diligent and highly efficient Financial Planner. She is extremely knowledgable about all financial aspects and developments. The service she has provided us has been consistently good and useful. It also helps that she is easily accessable for any query.”

Karun Thekepat January 6, 2010

“Dilshad has a very proactive approach. Her calm and soft demeanor is definitely an asset. I would definitely recommend her for her business sense and other valuable attributes.”

Anil Menon December 29, 2009

“Dilshad is an expert financial planner who has an eye for detail and is very personable. She take meticulous care of the requirements and is extremely competent in her financial planning skill. Having known her for the last ten years I have no hesitation in recommending her and her team at all.”

Pravin Dave June 19, 2009

“I have been taking her support in Financial services in Mutual funds and Insurance for the last 13 years. She has responded very well to my needs and taken good care of the investments.She is so good that I continue to use her support.”

Raghavan Sounderarajan May 4, 2009

“I have known Dilshad for over 7 years and has been managing my investments and providing finacial advice to me. She is extremely thorough in her work and understands the clients requirement very well before giving advice. She is very well informed on her subject and provides service very appropriately and promptly. She does not need follow-yp and is a self starter. Above all what I like most is her integrity and honours the clients requirement first and then her business interest. Over the period of my acquaintance she has become a good family member and a great friend. I will have no hesitation in recommending her to any one needing services on investment front.”

Gopalakrishnan SS February 20, 2009

“Dilshad is intelligent,highly focused,to the point and always ahead of time in term of her financial advisory and makes your feel involved & comfortable to take decisions with her elegant charm & personality. She always stands by you & facilitates right decisions with her pulse of market & financial wizardy at such an early age of her profession. The good thing about her is that she never burdens you with unnecessary stats and jargon of her specialization. She is a good communicator & will definitely achieve a great height in her business of financial planning. I rate her amongst the best in the field & wish her great success..”

Alok Sapre February 14, 2009

“Dilshad is a very knowledgeable and talented financial adviser. Dilshad offered wonderful personalized financial investment advise and assistance. She guided me whenever I called her with a financial problem. Shares, insurance, mutual funds, and whatever financial product it may be, she will be there to help me. She guided me in reducing my losses in the recent market meltdown. Whenever I think about financial advice, Dilshad pops up in my mind. I have recommended her to many of my colleagues and they all are very much satisfied with her service. If you are looking a financial adviser, don’t look anywhere other than her organization.”

Elangovan Angannan November 29, 2008

“Dilshad is by far, amongst the best investment consultant and advisor I have met. Extremely competent, well -informed, transparent and customer-need focussed, her interaction style makes all the difference. Dilshad has the rare ability to assess the perfect mix of investment options depending on each individiuals requirement and vision, all with a professional yet friendly approach. I would recommend Dilshad’s services to anyone who is seeking sensible, well- informed investment advice while enjoying the benefits of being serviced by a super efficient and adaptive thinking investment consultan whose prime focus is in ensuring growth, stability and relevancy for your investment mix.”

Suraj Hattangadi November 26, 2008

“Dilshad is a thorough Professional. She has a good knowledge of the market. Advises suitably for one’s financial investments. She has been a very good help in my Financial Planning.”

Padma Ashok November 12, 2008

“I have been investing with Dilshad for well over 5 years now. My experience suggests that Dilshad is a very good financial advisor for people with long term investing aspirations and very little time to investigate Mutual Funds, track them & do other associated paperwork. Every fund recommended till date has been a good one without exception. Dilshad’s approach seems to also incorporate the sound principle of never attempting to time or predict market conditions.”

Mezjan Dallas November 12, 2008

“I am yet to come across a more thorough professional thatn Dilshad….and her knowledge of the financial markets is exceptional. Her insights are valuable, and she makes sure that your money is treated the same way as she would treat hers.

Sachit Murthy November 10, 2008

“I know Dilshad professionally (my financial advisor ) for the past 6 years. I always trust her recommendations and instincts.”

Ranjit Abhyankar November 8, 2008

“Trusting one’s investments with a financial planner is always a tricky choice – My investment choices were haphazard – to say the least – till I met Dilshad. Over last 5+ years, I have received a candid advise from her She is mild mannered – but well read in her field of business. Very sensitive about the changing market conditions and its possible impacts on the investment portfolio; I can expect a proactive call from Dilshad (and a mail my mailbox with tons of forms!) urging me to consider a change in my investment pattern. Dilshad has always explained the rationale behind her suggestions leaving a choice to me to make the changes – I appreciate that very much. My investments have been impacted by recent financial market turmoil – but in absence of some of the timely advise from Dilshad, it could have been worse 🙂 My best wishes to you, DIlshad and many thanks!!”

Abhijeet Tongaonkar November 7, 2008

“Dilshad has always given great advice. she is very professional and on time. She always talks sense. would recommend her to anyone.”
Service Category: Finacial Advisor
Year first hired: 2005 (hired more than once)
Top Qualities: Expert, Good Value, High Integrity

Kesavadas