Categorization of cars with loan, processing, eligibility and documents

CATEGORY Car Name (Best Selling as per Nov’15) Price (Rs.) Eligibility for loan Loan taken EMI (Rs.) Interest Rate Tenure Down Payment Processing Fees Cash Discount Freebies Documents required MPV Maruti Ertiga               980,000 21 to 60 years for salaried class borrowers with a minimum one year in employment and 21 – 65 years for […]

Mutual fund Metrics

Fund Details Rank Return – 1 year (%) Return – 2 year (%) Return – 3 year (%) Return – 5 year (%) Equity Allocation (%) Debt Allocation (%) Others Allocation (%) AUM (Crore) Benchmark Alpha Beta R Squared Standard Deviation Sharpe Ratio Treynor Ratio Information Ratio Expense Ratio Portfolio P/B Ratio Portfolio P/E Ratio […]

How does the repo rate affect your loans?

The Reserve Bank of India has various tools to control and maintain liquidity in the market.CRR and Repo rates are two of such tools.

India: Startup ecosystem and startup costs.

 1      India: Startup Scene According to a report by World Startup, which evaluated universal startup ecosystems and recent NASSCOM 2015 startup report[1], India is the fastest growing startup ecosystem in the world with +4200 startups by October 2015, 110 startup incubators/accelerators and 2 times growth in number of investors in recent past[2]. A very high […]

Should I refinance my loan?

Adopting to refinance may sound an easy way out to many home loan borrowers when RBI announces a rate cut, and banks do not offer the new rates to its existing loan borrowers. But should you refinance your car loan, home loan and personal loan?Let’s take a sneak peek to know the answers

Which Loan should we pay off first?

Day to Day living and running of the family for the common man entails paying off a lot of loans ,the burden of which is rather overwhelming.

Loans are a common way to improve one’s standard of living and lead a better lifestyle. One must be careful not to go over-board on loan’s taken and the burden of repayment that comes with it.

Should I increase EMI of my loan

Should I Increase my EMI?The desire to own a dream home is a possibility these days with a home loan. But once an individual is in debt he tries to save more and want to be quickly debt free. So what’s the best choice – increase your EMI or the tenure? Let’s quickly explore –