When and Why should you write a WILL

Any person who wants to distribute his/her properties/assets/wealth according to his/her wish needs to write a will to enable the same. This is also necessary to avoid succession disputes.

Budget 2016 Expectations

29th February and many are looking forward to what the finance minister has to present, especially in a time when the markets are in a downturn, there is so much uncertainty in global markets and change seems to be the only constant. Prime Minister Narendra Modi was open to opinions from the ordinary citizens in respect to Union Budget 2016 and said it should not be restricted to round table discussions with industry specialists. The wish list for any investor is for growth, economic development and appreciation in value of their savings and assets. This can only happen with proper governance, implementation of policy initiatives, a healthy balance sheet, helping the common man, and this is what the Modi Government started off with on being elected to the Lok Sabha.

What are Top Up Plans and how can they help cover medical expenses at lower costs

Health is not valued till sickness comes. Thomas Fuller In India, health insurance penetration is just 5-6%. Most people depend on the employer provided group health insurance for their hospitalization and other expenses. One of the mainreasons for not purchasing independent personal health cover is because of the high premiums and a feeling that the […]

How big a house should you buy?

In laymen terms, home affordability is how big house an individual could afford. Unlike olden days, when people used to save or use their PF to get their own home, modern scenario allow an individual to buy a home at an early age due to ease and simplicity of banks offering home loans. But home affordability is not just dependent on home loan eligibility, but also on an individual’s ability to save for the down payment. Home loan eligibility is evaluated after considering different factors that includes an individual’s monthly income, age, monthly obligation, retirement age etc.

Should you upgrade your house with increased income?

These days we have more money at our disposal. “How best can we utilize/invest this hard earned money?”. And one such dilemma could be deciding whether to upgrade our house? Will it prove to be a good option to use this extra money? Is it a good decision at this point of time? If yes, then shall we go for a high end villa or a 3BHK or 4BHK.? Or shall we invest in something else? It IS an adventure for sure. Because one wrong move can cost a lifetime.

Educational scholarship from the TATA group

Educational grant or scholarship from the TATA group The  first Tata Trust, the J.N. Tata Endowment for Higher Education of Indians, was set up in 1892. Subsequently, the Sir Dorabji Tata Trust was established by Sir Dorab Tata,  the elder son of Tata Group founder Jamsetji Tata in 1932. The wealth that he turned over to the Trust […]

Checklist for children turning into majors.

It is aBig Milestonein our lives when our children reach majority. At 18 years, the person is recognized as an adult eligible to casttheir vote in elections, have assets in their name without any mention of guardian and also can have their own driving licenses.

Retirement Investment Products

Retirement Savings and Accumulation Option- What works best for you?   Whether you are 20, 30, 40, 50, or 60 years of age, are you planning for retirement? If not, you should be. The amount of money that you save for retirement will have a profound impact on how your life is lived. Do you have any dreams or […]

Property buying recommendations and Property Management Services

The Construction industry has witnessed a growth of 2 percent from 2014 to 2015. The India Brand Equity Foundation [IBEF] has predicted the Indian real estate market to touch US$ 180 billion by 2020.