Dilzer Consultants - Investments and Financial Planning

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Category: newsletter

When and Why should you write a WILL

Why you should write a Will?  Any person who wants to distribute his/her properties/assets/wealth according to his/her wish needs to write a will to enable the same. This is also necessary to avoid succession disputes.  A will cannot override the natural succession of ancestral wealth. A person cannot will away his/her entire inherited property as per his/her wish. He/she  can  only pass on his share to anybody he wants, but the remaining property can be willed only to the legal […]

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How big a house should you buy?

One could dream of buying a sea-side facing villa, but when hit by ground reality could only afford a 2-BHK apartment. So, what is affordability? Is it the amount of savings one could make each month? Or the salary drawn? Let’s dive into the nitty-gritty of factors involved in deciding an individual’s affordability and how big house one should buy. What is Home Affordability? In laymen terms, home affordability is how big house an individual could afford. Unlike olden days, […]

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Should you upgrade your house with increased income?

These days we have more money at our disposal. “How best can we utilize/invest this hard earned money?”. And one such dilemma could be deciding whether to upgrade our house? Will it prove to be a good option to use this extra money? Is it a good decision at this point of time? If yes, then shall we go for a high end villa or a 3BHK or 4BHK.? Or shall we invest in something else? It IS an adventure […]

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Checklist for children turning into majors.

It is a Big Milestone in our lives when our children reach majority. At 18 years, the person is recognized as an adult eligible to casttheir vote in  elections, have assets in their name without any mention of guardian and also can have their own driving licenses. Many parents make investments in the name of their minor children for various reasons – from earmarking investments separately for children to saving taxes. However when the child reaches majority, the financial assets […]

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Property buying recommendations and Property Management Services

The Construction industry has witnessed a growth of 2 percent from 2014 to 2015. The India Brand Equity Foundation [IBEF] has predicted the Indian real estate market to touch US$ 180 billion by 2020. In fact, as per India Brand Equity Foundation [IBEF], the housing sector alone contributes 5-6 percent of the country’s Gross Domestic Product (GDP). With such a rapid growth it is quite obvious for NRI’s, middle class, higher middle class to invest in the properties! However, the […]

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