When and how should you set up a TRUST

Trust is defined in section 3 of the Trust Act, 1882 as ” an obligation annexed to the ownership of property and arising out of a confidence reposed in and accepted by the owner, or declared and accepted by him, for the benefit of another or of another and the owner.

SIP Investments versus Lumpsums

Systematic Investment Plans – are they better than lumpsum investments? A case study
A Systematic Investment Plan enables you to build a portfolio over a longer time horizon with small investments at regular intervals. This reduces the risk of market volatility as compared to investing a lumpsum amount at one go.
One can choose between Quantity based and Amount based SIPs in Stocks, Mutual Funds, ETFs and Gold.
Here we are analysing SIP investments in equity mutual funds and whether they are a better investment option than a one-time lumpsum investment.

Whom Should you Appoint as Trustee of a Trust

One can use a trust to hand over the money to a successor when he/she is capable enough to handle it in parts/full. The trust can give the successor a little bit each year for some duration, and then a final lump sum at some age when the successor is capable enough to protect the money as if the person had actually earned it himself/herself.

Differently abled child- how to secure their future.

If you are a parent to a differently abled child, you would need to not only support him mentally, physically but also financially for your special child for rest of his life. Our exclusive post will talk about how you could help your child and provide him with comforts and assistance when you are not around

Research Analysis- Insurance policies for the physically and mentally challenged people

India houses the largest population of disabled people in the world; 26.8 Million disabled in India, as per Census 2011, that basically means every 2 out of 100 Indians are disabled. With such an astounding number of disabled people in India, almost every family is either dependent on a disabled person, or is responsible for taking care of a disabled member.

Invest for a goal and not for tax savings

January to March every year is considered a tax saving season for many, who scramble from their bank account to reduce the tax liability.

Why not plan from the beginning of the financial year for saving which are targeted in helping you achieve your financial goals, rather than focus on tax savings.

What is the Dividend Yield you are earning

Dividend is distribution of portion of company earnings or profits to its shareholders. Dividends are normally paid in cash, but can also be paid in shares or through property ownership.

While investing in a company, it is important to study the steady growth of earnings and dividends paid out to its shareholders.



Comparitive Analysis of PPF and Sukanya Samriddhi Scheme