Dilzer Consultants - Investments and Financial Planning

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Category: newsletter

Planning for Child’s Marriage.

Should I plan for child’s marriage? How much importance should I place on my child’s marriage as a financial goal ? The future is unknown and uncertain! Parents are absolutely clueless about how their children will grow and what they will grow up to be. A parent not only wants the children to have a good education, but also wants to celebrate their life’s important occasions like marriage. In order to fulfill these duties, it is imperative that one follows […]

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Building a corpus for your goals

The basic idea behind having a separate corpus for each goal is to provide a sense of discipline and direction to investments. In the absence of a goal-based investing discipline, one may have the risk of overdrawing funds for the nearest goal, leaving much less for goals still to come. For instance, withdrawing too much for child’s marriage might affect the very critical retirement plan. Having a separate portfolio for each goal helps in the below mentioned ways. Know how […]

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Should You Borrow Money To Invest?

Money Borrowing is often considered to be a bad habit! But still we have home loans, personal loans, Car loans so do you think it’s a good idea to borrow money for investment as well? Lets dive in to find out – Is it wise to borrow money and invest? Borrowing to invest is known as leveraging or gearing. And some recommend their clients to leverage for  investing, few others have a contradicting viewpoint. Gearing has a positive impact when […]

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Investing for Child Education

During a discussion with my neighbor he mentioned that the fees for a government engineering College is around 4 lakhs, that is like a 70-80 % increase to what I used to pay 12 years back [ I completed my engineering in 50,000]. My neighbor mentioned, that with such a rapid hike, I need to work on the strategy for my child’s education, but not sure where to start. Are you also facing the same dilemma? Then this post is […]

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