Dilzer Consultants - Investments and Financial Planning

An ISO 9001 (2008) Certified Company


Category: newsletter

Importance of Portfolio Diversification

The old adage “don’t put all your eggs in one basket” certainly applies to all investors big and small.  The markets are usually very dynamic and it is impossible to predict the exact movement of the indexes. In such conditions, diversified portfolio plays an important role in minimizing the risks and  maximizing the profits. First, set aside enough money in cash and income investments to handle emergencies and near-term goals. Spreading out the investments Investors should invest in the equities […]

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Uncovered- Costs in Mutual funds.

Mutual funds expenses are the charges levied by the Fund Houses and incurred by the investors who hold mutual fund schemes. Before investing in mutual funds, it is very vital on the part of the investors to know about these expenses as they can substantially reduce an investor’s earnings and ultimately impact the returns. Expenses incurred by the Asset Management Companies There are different kinds of fees which mutual funds charge. These fees are charged for the services rendered by […]

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Mutual fund Basics

A mutual fund is not an investment by itself. Rather it is an investment vehicle wherein one can invest money in a professionally managed fund that has a portfolio of different underlying assets like stocks, bonds, cash, indexes .Based on investment objective, fund manager philosophy and style, the fund manager’s responsibility is to ensure that returns are maximised and risks are minimized. Why mutual funds do not guarantee returns? The money that an investor puts in a mutual fund is […]

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Direct vs Regular Plans in Mutual funds

  Direct plans of mutual fund schemes were launched in January 2013. The basic idea behind the concept was to allow well-informed investors to buy direct plans of a scheme directly from the mutual fund – via online or through authorised branches – and save on commissions.  Mutual fund direct plans are those where AMC / mutual fund Houses do not charge distributor expenses / trail fees / transaction charges. NAV of the direct plan would differ compared to a […]

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