Dilzer Consultants - Investments and Financial Planning

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Category: newsletter

How does ELSS compare to other tax saving investments

ELSS stands for Equity Linked Savings Scheme. ELSS funds are a type of diversified equity linked mutual fund savings schemes which qualify for tax exemption under section 80C of the Income Tax Act. It offers the dual advantage of capital appreciation and tax benefits. Tax benefit Angle of ELSS funds One can save income tax of up to Rs 1.5 lakhs under Section 80C of the Income Tax Act by investing in ELSS Funds. The returns generated on the investments are also tax­-free in the […]

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Tax Implication on various investment options

As an investor you should be aware of these tax implications so that you can create a tax-efficient investment portfolio.However, your investment decisions should not be based only on tax-saving criteria. EQUITY   /  Stocks  1. If you hold on to them for a year, the long-term capital gain is tax free  As per Budget 2017-18, Exemption of Long Term Capital Gains Tax u/s. 10 (38) available only if acquisition of share is subject to STT (except cases like IPO, bonus issue, rights issue […]

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What are the charges on mutual fund Investments

As an investor, it is very important to know what are the charges involved in investing in mutual funds. When your money is handled by a team of experts – stocks are bought and sold on your behalf, periodical communication is sent on investments, charges are given to the intermediaries etc and all these expenses come with a cost. There are no free lunches. So the question is how much a mutual fund can charge? Is it one time in […]

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What are the reasons and benefits of an STP

 What is Systematic Transfer Plan? Systematic Transfer Plan (STP) is a strategy where in an investor transfers a fixed amount of money from one category of fund to another, usually from debt funds to equity funds.   Systematic Transfer Plan (STP) in a mutual fund- Is it worth it? Systematic Transfer Plan (STP) is a variant of SIP (Systematic Investment Plan). In SIP, the amount is debited from the investor’s bank account and invested in the mutual funds.   In […]

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