Should I buy a car through loan immediately or wait until I build a corpus to buy a new car few years from now?

With a fall in interest rates, borrowing instruments are gaining popularity. The younger generation especially is relying on borrowing facilities such as credit card, personal loans etc to buy expensive gadgets like bikes, cars, smartphones etc. Whereas the older generation is borrowing funds to accomplish the fund shortages for unplanned buying. Borrowing is not a bad practice, but unplanned borrowing is not healthy for your personal finance.

Financial Independence

What is financial independence? While there are many opinions to this answer, basically, being debt free and creating a nest egg that will allow a person to live the rest of his/her life in comfort; forms the cornerstone of financial independence.  Everyone would love to live a life where they do things that they enjoy without having to work at a job only for the financial security it provides. 

How will I evaluate the current and future value of my car?

To own a good car is the dream of every individual, which is why buying a dream car or upgrading the current one to a better model always comes up as a high priority goal of an individual while doing financial planning.

Ishq Radio 104.8

Power of Attorney

A power of attorney is a legal document that allows you to appoint another person to take control of your affairs should you become unable to effectively do so or are in another city and have logistical problems on making and implementing decisions.

Dilshad on Radio Ishq 12 March 2018

Dilshad on Radio Ishq

Government Application papers- how to apply for aadhar and PAN Offline and Online procedure

The Aadhar card is a 12-digit unique-identity number issued by the Unique Identification Authority of India (UIDAI) to all the residents of India based on their biometric and demographic data.
The Aadhar is provided to all residents of the country – that is, they should have been resident in India for more than 182 days. This automatically means that Non-Resident Indians (NRI) are not eligible for the Aadhaar card if they have not stayed in India for 182 days or more in the last 12 months, preceding the date of application.

Health life and emergency fund allocation

Why should you have an emergency fund?

Think of it like the fire extinguisher you keep in your house; ideally, you’ll never need to use it—but when you actually have to, you’re so glad it’s there. The same goes with an emergency fund.