Sheroy does not have a specific plan for the Sheroy Corpus Fund. He has learnt the discipline not to waste or overspend from his family. “I want the security that come from having sufficient savings to continue,” he said. Just as he inculcated good habits from his family, he also learnt money lessons from their experiences. His grandparents did not buy a house early in their career and he now sees them dealing with the issues of renting a home. He sagely […]
Teaching Money Skills to Children and Learning from them!
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What is the mindset of Millennial’s and their attitude to investments and savings.
Can setting up a Trust suffice the necessity of Estate Planning
One of the most integral part of financial planning is Estate Planning. It ensures that in the event of estate owner’s death, the survivors get access to his/her assets without any disputes and legal issues, in the proportion decided by the estate owner. Wills and Trusts are important vehicles for effective estate planning. Will – A will is a written document of the desired way of distribution of wealth among loved ones after one’s death. A few pointers about a […]
Householders Insurance Policy Analysis
Research Desk- Education Cost funding for Graduation and Post Graduation- India and Overseas
From the Research Desk of Dilzer Consultants Pvt Ltd All Course fees are approximate average fees per year unless specified. The costs mentioned are taking into account the current costs in Metros like – New Delhi, Mumbai,Chennai, Kolkota, Bangalore and Hyderabad. In private institutions at Non-metros, the cost may decrease by 5-10%. The costs were derived comparing various courses offered across Indian and Overseas. Costs for Graduation- India. Sl. No. Education Category Duration Govt / Public Private Colleges Exam fees […]
Importance of making a Will
Do you want to leave your wealth and let your loved one’s fight with each other to get their shares? We guess not! If you nominated someone in all the financial products you bought and thought that it will be passed to them legally without any issues, you are having a misconception. You need to create a Will to distribute your wealth in the manner you want to. What is a Will? A Will can be made by anyone above […]
Comparison between Stock Market Real estate and Other Investment products
Introduction In today’s world of soaring prices and rising inflation, some find it hard to make ends meet while some others struggle to maintain a good lifestyle with their limited source of income. This has made people keen to look for other alternative sources of earnings. While investment seems a lucrative option for an extra income, most people remain clueless about the various options available. Every investor has his or her own appetite for risk and any rash and untimely […]
Is Real Estate a good investment for realizing your financial goals?
Raman, a 40 year old software professional wants to build a retirement corpus and build funds for his only daughter’s education and marriage. For this purpose, he has invested in some fixed deposits and post office schemes and also wants to buy a second property worth Rs 60 lakhs as an investment. He wants to use his accumulated savings for the down payment of the second house. Based on his income and expenditure patterns, he could easily get a loan […]
NRIs Buying Real Estate In India
If you are a non-resident Indian (NRI) planning to buy a property in India, time could not have been better for you to do so. While India’s real estate sector has seen a price correction in the recent past, buying property in Indian has also become more lucrative with favourable currency rates. India has emerged as a lucrative spot for international capital. Overseas investments have surged 137 per cent, from USD 3.2 billion during 2011-13 to USD 7.6 billion during 2014-16. […]
Types of tax benefits available for home loan purchase
A home is a ‘once-in-a-lifetime’ investment for many of us. It is natural that we want to make it as big and better as practically possible. But the shooting cost of property nowadays makes it difficult to acquire your desired property. No doubt, having the possibility of availing a home loan has improved affordability. It is difficult to buy a dream house entirely with our savings. Availing a home loan not only increases our affordability but also give us a […]