Why take a Joint Home Loan

Joint Home Loan Eligibility

The relationship between the co-applicants governs the joint home loan eligibility.
Any two or more persons can jointly apply to buy the home.
Spouse, siblings or parents are considered as valid co-applicants or co-borrowers.
Friends, sisters or unmarried couples, business partners can be a co-owner of a property but they cannot be a co-borrower in a joint housing loan.

Student Loans and Current Trends

How to optimally manage my loans

The process of availing a loan has evolved significantly in the past few years, with easy and digital processes available that not only enable quicker disbursal but provides convenience for borrowers. Today, availing loans is not restricted to just financing big-ticket expenses like buying a house or a car or funding children’s education.

Am I borrowing money efficiently?

Loan is quite a popular financial instrument for meeting short term financial requirements. Many people tend to go for it without too much introspection. But before borrowing funds, there are certain rules that one must follow to avoid the debt trap of high interest rates and or weak repayment.

Home Loans in India

Home Loans in India.
Home Loans in India are provided by a number of banks and financial insitutitions. The table below illustrates the key terms, rates of interest and conditions of some of these financial institutions.