Ilustration 1 – Family Floater Option for 35 years male and 10 lacs sum insured
Insurer Product Sum Assured Premium (1 yr) Premium (2 yr) Premium Discount No Claim Bonus* No Claim Bonus validity (Years) Sum Assured if no claim is made (No claim bonus) Policy Tenure (years) No. Of Family Member Covered Room Rent Cap (Y/N) Disease wise Waiting Period (Y/N) Minimum Waiting Period before first claim for (days) No. Of Years Pre Existing Disease are Excluded General Exclusions
ICICI Lombard General ihealth 100,000 16,979 30,562 3,396 10% 5 110,000 1 to 2 2 Adults + 2 Children N Y 30 2 Naturopathy treatment, acupressure, acupuncture, magnetic and such other therapies; Non-allopathic medicine, Unproven/Experimental treatment; Any expenses arising out of Domiciliary Treatment ; Treatment taken outside the country; Cosmetic surgery ; Sterility, venereal diseases or any sexually transmitted diseases; Dental treatment unless due to accident; Any case directly or indirectly related to criminal acts;  Refractive error correction, hearing impairment correction; Substance abuse, self-inflicted injuries, STDs and HIV / AIDS; Hazardous sports, war, civil war or breach of law
Royal Sundaram General Lifeline Supreme 100,000 17,937 33,686 2,188 20% 5 120,000 1 to 3 2 Adults + 2 Children N Y 30 3 Addictive Conditions And Disorders; Adventurous Or Hazardous Sports; Ageing And Puberty; Alternative Treatment; Ancillary Hospital Charges; Artificial Life maintenance; Charges For Medical Papers; Circumcision; Conflict And Disaster; Congenital Conditions; Convalescence And Rehabilitation; Cosmetic Surgery; Dental Or Oral Treatment; Drugs And Dressings For OPD Treatment Or Take-Home Use; Eyesight; Health Hydros, Nature Cure, Wellness Clinics etc.
Religare Health Care 100,000 15,432 28,549 2,315 10% 10 110,000 1 to 3 2 Adults + 2 Children N Y 30 4 non allopathic treatmentDental treatment; laser surgery
Reliance General Health Gain 100,000 17,799 35,598 33% 5 133,000 1 to 2 2 Adults + 2 Children N Y 30 3 Cataract; Benign Prostatic Hypertrophy;Myomectomy, Hysterectomy or menorrhagia or fibromyoma unless because of malignancy; Dilation and curettage; Hernia, hydrocele, congenital internal disease, fistula in anus, sinusitis; Skin and all internal tumors/ cysts/nodules/ polyps of any kind including breast lumps unless malignant /adenoids and haemorrhoids; Dialysis required for chronic renal failure ; Gastric and Duodenal ulcers;
Max Bupa Health Health Companion-Family Floater 100,000 18,351 34,647 2,055 20% 5 120,000 1 to 2 2 Adults + 2 Children N Y 30 3 outpatient treatment; Naturopathy treatmentNon allopathic treatmentDental/ oral treatment, Cosmetic, beauty, weight reduction and other likely treatments; War, participation in any criminal activity or adventurous activities such as mountaineering etc or any other related condition
Star Health Family Health Optima 100,000 17,869 35,738 25% 10 125,000 1 2 Adults + 2 Children N Y 30 4 Naturopathy treatment and any treatment other than allopathy; Cosmetic, beauty or slimming treatment;
Tata-AIG General Medi Prime 100,000 18,033 34,263 1,803 10% 10 110,000 1 to 2 2 Adults + 2 Children N Y 30 4 Cosmetic surgery, Lasik eye treatments, drugs or alcohol abuse, genetic disorders, self inflicted injuries, war related injuries, etc are some of the permanent exclusions.
Apollo Munich Health Optima Restore 100,000 19,464 36,008 2,920 50% 10 150,000 1 to 2 2 Adults + 2 Children N Y 30 3 Non allopathic treatment.AIDS or any related illness will not be coveredTreatment of any mental or related disease is also excluded.
Apollo Munich Health Easy Health Exclusive 100,000 21,305 39,414 3,196 10% 10 110,000 1 to 3 2 Adults + 2 Children N Y 30 3 AIDS or HIV and related treatment.Treatment of mental disorder or insanity.
New India Insurance Floater Mediclaim 100,000 17,624 35,248 0% NA 100,000 1 2 Adults + 2 Children N Y 30 4 Self inflicted bodily injury Domiciliary TreatmentDental treatment, Cost of spectacles, braces and contact lensesNaturopathy treatmentEngagement in any illegal or criminal activitiesEngagement in adventurous acts such as parachuting, bunjee jumping etc.Bodily injury arising as a result of terrorismbodily injury or disease caused as a result of HIV/ AIDS or any related condition

 

Ilustration 2 – Family Floater Option for 35 years male and 20 lacs sum insured
Insurer Product Sum Assured Premium (1 yr) Premium (2 yr) Premium Discount No Claim Bonus* No Claim Bonus Validity (years) Sum Assured if no claim is made Policy Tenure (years) No. Of Family Member Covered Room Rent Cap (Y/N) Disease wise Waiting Period (Y/N) Minimum Waiting Period before first claim for (days) No. Of Years Pre Existing Disease are Excluded General Exclusions
Royal Sundaram General Lifeline Supreme 2,000,000 22,849 41,128 4,570 20% 5 2,400,000 1 to 3 2 Adults + 2 Children N Y 30 3 Addictive Conditions And Disorders; Adventurous Or Hazardous Sports; Ageing And Puberty; Alternative Treatment; Ancillary Hospital Charges; Artificial Life maintenance; Charges For Medical Papers; Circumcision; Conflict And Disaster; Congenital Conditions; Convalescence And Rehabilitation; Cosmetic Surgery; Dental Or Oral Treatment; Drugs And Dressings For OPD Treatment Or Take-Home Use; Eyesight; Health Hydros, Nature Cure, Wellness Clinics etc.
Religare Health Care 2,000,000 24,284 44,925 3,643 10% 10 2,200,000 1 to 3 2 Adults + 2 Children N Y 30 4 non allopathic treatmentDental treatment; laser surgery
Apollo Munich Health Easy Health Exclusive 2,000,000 27,364 50,623 4,105 10% 10 2,200,000 1 to 3 2 Adults + 2 Children N Y 30 3 AIDS or HIV and related treatment.Treatment of mental disorder or insanity.
Max Bupa Health Heartbeat-Family First Silver 2,000,000 22,850 43,141 2,559 10% 5 2,200,000 1 to 2 2 Adults + 2 Children N N 30 4 Certain diseases are permanently excluded such as non-allopathic treatment, cosmetic surgery, self-inflicted injuries, sleep disorders, addictive conditions and disorders, ageing and puberty, artificial life maintenance, congenital conditions, dental / oral treatment, eyesight, experimental treatment, HIV and AIDS, hereditary conditions, obesity, neurological and psychiatric conditions, speech disorders, treatment for developmental problems, treatment received outside India, unrecognized physician or facility.
Max Bupa Health Heartbeat-Family First Gold 2,000,000 31,337 59,164 3,510 10% 5 2,200,000 1 to 2 2 Adults + 2 Children N N 30 2 Certain diseases are permanently excluded such as non-allopathic treatment, cosmetic surgery, self-inflicted injuries, sleep disorders, addictive conditions and disorders, ageing and puberty, artificial life maintenance, congenital conditions, dental / oral treatment, eyesight, experimental treatment, HIV and AIDS, hereditary conditions, obesity, neurological and psychiatric conditions, speech disorders, treatment for developmental problems, treatment received outside India, unrecognized physician or facility.
Max Bupa Health Health Companion-Family Floater 2,000,000 23,318 44,677 1,959 20% 5 2,400,000 1 to 2 2 Adults + 2 Children N Y 30 3 outpatient treatment; Naturopathy treatmentNon allopathic treatmentDental/ oral treatment, Cosmetic, beauty, weight reduction and other likely treatments; War, participation in any criminal activity or adventurous activities such as mountaineering etc or any other related condition
Reliance General Health Gain 2,000,000 27,744 55,488 33% 5 2,660,000 1 to 2 2 Adults + 2 Children N Y 30 3 Cataract; Benign Prostatic Hypertrophy;Myomectomy, Hysterectomy or menorrhagia or fibromyoma unless because of malignancy; Dilation and curettage; Hernia, hydrocele, congenital internal disease, fistula in anus, sinusitis; Skin and all internal tumors/ cysts/nodules/ polyps of any kind including breast lumps unless malignant /adenoids and haemorrhoids; Dialysis required for chronic renal failure ; Gastric and Duodenal ulcers;
Apollo Munich Health Optima Restore 2,000,000 28,126 52,033 4,219 50% 10 3,000,000 1 to 2 2 Adults + 2 Children N Y 30 3 Non allopathic treatment.AIDS or any related illness will not be coveredTreatment of any mental or related disease is also excluded.
Max Bupa Health Heartbeat Gold 2,000,000 36,507 71,408 1,606 10% 5 2,200,000 1 to 2 2 Adults + 2 Children N N 30 2 Certain diseases are permanently excluded such as non-allopathic treatment, cosmetic surgery, self-inflicted injuries, sleep disorders, addictive conditions and disorders, ageing and puberty, artificial life maintenance, congenital conditions, dental / oral treatment, eyesight, experimental treatment, HIV and AIDS, hereditary conditions, obesity, neurological and psychiatric conditions, speech disorders, treatment for developmental problems, treatment received outside India, unrecognized physician or facility.
ICICI Lombard General Health Smart plus 2,000,000 54,134 97,441 10,827 10% 5 2,200,000 1 to 2 2 Adults + 2 Children N Y 30 2 Non-allopathic treatment. Expenses attributable to self-inflicted Injury (resulting from suicide, attempted suicide). Expenses arising out of or attributable to alcohol or drug use/misuse/abuse. Cost of spectacles/contact lenses, dental treatment. Medical expenses incurred for treatment of AIDS. Treatment arising from or traceable to pregnancy (this exclusion does not apply to ectopic pregnancy proved by diagnostic means and is certified to be life threatening by the Medical Practitioner) and childbirth, miscarriage, abortion and its consequences Congenital disease. Tests and treatment relating to infertility and invitro fertilization.

 

Ilustration 3 – Family Floater Option for 45 years male and 10 lacs sum insured
Insurer Product Sum Assured Premium (1 yr) Premium (2 yr) Premium Discount No Claim Bonus* No Claim Bonus validity (Years) Sum Assured if no claim is made Policy Tenure (years) No. Of Family Member Covered Room Rent Cap (Y/N) Disease wise Waiting Period (Y/N) Minimum Waiting Period before first claim for (days) No. Of Years Pre Existing Disease are Excluded Exclusions
ICICI Lombard General ihealth 100,000 19,839 35,710 3,968 10% 5 110,000 1 to 2 2 Adults + 2 Children N Y 30 2 Naturopathy treatment, acupressure, acupuncture, magnetic and such other therapies; Non-allopathic medicine, Unproven/Experimental treatment; Any expenses arising out of Domiciliary Treatment ; Treatment taken outside the country; Cosmetic surgery ; Sterility, venereal diseases or any sexually transmitted diseases; Dental treatment unless due to accident; Any case directly or indirectly related to criminal acts;  Refractive error correction, hearing impairment correction; Substance abuse, self-inflicted injuries, STDs and HIV / AIDS; Hazardous sports, war, civil war or breach of law
Royal Sundaram General Lifeline Supreme 100,000 21,910 41,147 2,673 20% 5 120,000 1 to 3 2 Adults + 2 Children N Y 30 3 Addictive Conditions And Disorders; Adventurous Or Hazardous Sports; Ageing And Puberty; Alternative Treatment; Ancillary Hospital Charges; Artificial Life maintenance; Charges For Medical Papers; Circumcision; Conflict And Disaster; Congenital Conditions; Convalescence And Rehabilitation; Cosmetic Surgery; Dental Or Oral Treatment; Drugs And Dressings For OPD Treatment Or Take-Home Use; Eyesight; Health Hydros, Nature Cure, Wellness Clinics etc.
Religare Health Care 100,000 17,999 33,298 2,700 10% 10 110,000 1 to 3 2 Adults + 2 Children N Y 30 4 non allopathic treatmentDental treatment; laser surgery
Reliance General Health Gain 100,000 19,943 39,886 33% 5 133,000 1 to 2 2 Adults + 2 Children N Y 30 3 Cataract; Benign Prostatic Hypertrophy;Myomectomy, Hysterectomy or menorrhagia or fibromyoma unless because of malignancy; Dilation and curettage; Hernia, hydrocele, congenital internal disease, fistula in anus, sinusitis; Skin and all internal tumors/ cysts/nodules/ polyps of any kind including breast lumps unless malignant /adenoids and haemorrhoids; Dialysis required for chronic renal failure ; Gastric and Duodenal ulcers;
Max Bupa Health Health Companion-Family Floater 100,000 22,053 41,636 2,470 20% 5 120,000 1 to 2 2 Adults + 2 Children N Y 30 3 outpatient treatment; Naturopathy treatmentNon allopathic treatmentDental/ oral treatment, Cosmetic, beauty, weight reduction and other likely treatments; War, participation in any criminal activity or adventurous activities such as mountaineering etc or any other related condition
Star Health Family Health Optima 100,000 25,981 51,962 25% 10 125,000 1 2 Adults + 2 Children N Y 30 4 Naturopathy treatment and any treatment other than allopathy; Cosmetic, beauty or slimming treatment;
Tata-AIG General Medi Prime 100,000 20,552 39,049 2,055 10% 10 110,000 1 to 2 2 Adults + 2 Children N Y 30 4 Cosmetic surgery, Lasik eye treatments, drugs or alcohol abuse, genetic disorders, self inflicted injuries, war related injuries, etc are some of the permanent exclusions.
Apollo Munich Health Optima Restore 100,000 21,969 40,643 3,295 50% 10 150,000 1 to 2 2 Adults + 2 Children N Y 30 3 Non allopathic treatment.AIDS or any related illness will not be coveredTreatment of any mental or related disease is also excluded.
Apollo Munich Health Easy Health Exclusive 100,000 24,047 44,487 3,607 10% 10 110,000 1 to 3 2 Adults + 2 Children N Y 30 3 AIDS or HIV and related treatment.Treatment of mental disorder or insanity.
New India Insurance Floater Mediclaim 100,000 24,373 48,746 0% NA 100,000 1 2 Adults + 2 Children N Y 30 4 Self inflicted bodily injury Domiciliary TreatmentDental treatment, Cost of spectacles, braces and contact lensesNaturopathy treatmentEngagement in any illegal or criminal activitiesEngagement in adventurous acts such as parachuting, bunjee jumping etc.Bodily injury arising as a result of terrorismbodily injury or disease caused as a result of HIV/ AIDS or any related condition

 

Ilustration 4 – Family Floater Option for 45 years male and 20 lacs sum insured
Insurer Product Sum Assured Premium (1 yr) Premium (2 yr) Premium Discount No Claim Bonus* No Claim Bonus Validity (years) Sum Assured if no claim is made Policy Tenure (years) No. Of Family Member Covered Room Rent Cap (Y/N) Disease wise Waiting Period (Y/N) Minimum Waiting Period before first claim for (days) No. Of Years Pre Existing Disease are Excluded Exclusions
Royal Sundaram General Lifeline Supreme 2,000,000 27,949 50,308 5,590 20% 5 2,400,000 1 to 3 2 Adults + 2 Children N Y 30 3 Addictive Conditions And Disorders; Adventurous Or Hazardous Sports; Ageing And Puberty; Alternative Treatment; Ancillary Hospital Charges; Artificial Life maintenance; Charges For Medical Papers; Circumcision; Conflict And Disaster; Congenital Conditions; Convalescence And Rehabilitation; Cosmetic Surgery; Dental Or Oral Treatment; Drugs And Dressings For OPD Treatment Or Take-Home Use; Eyesight; Health Hydros, Nature Cure, Wellness Clinics etc.
Religare Health Care 2,000,000 28,199 52,168 4,230 10% 10 2,200,000 1 to 3 2 Adults + 2 Children N Y 30 4 non allopathic treatmentDental treatment; laser surgery
Apollo Munich Health Easy Health Exclusive 2,000,000 30,887 57,141 4,633 10% 10 2,200,000 1 to 3 2 Adults + 2 Children N Y 30 3 AIDS or HIV and related treatment.Treatment of mental disorder or insanity.
Max Bupa Health Heartbeat-Family First Silver 2,000,000 27,744 52,381 3,107 10% 5 2,200,000 1 to 2 2 Adults + 2 Children N N 30 4 Certain diseases are permanently excluded such as non-allopathic treatment, cosmetic surgery, self-inflicted injuries, sleep disorders, addictive conditions and disorders, ageing and puberty, artificial life maintenance, congenital conditions, dental / oral treatment, eyesight, experimental treatment, HIV and AIDS, hereditary conditions, obesity, neurological and psychiatric conditions, speech disorders, treatment for developmental problems, treatment received outside India, unrecognized physician or facility.
Max Bupa Health Heartbeat-Family First Gold 2,000,000 28,214 53,268 3,160 10% 5 2,200,000 1 to 2 2 Adults + 2 Children N N 30 2 Certain diseases are permanently excluded such as non-allopathic treatment, cosmetic surgery, self-inflicted injuries, sleep disorders, addictive conditions and disorders, ageing and puberty, artificial life maintenance, congenital conditions, dental / oral treatment, eyesight, experimental treatment, HIV and AIDS, hereditary conditions, obesity, neurological and psychiatric conditions, speech disorders, treatment for developmental problems, treatment received outside India, unrecognized physician or facility.
Max Bupa Health Health Companion-Family Floater 2,000,000 31,469 60,295 2,643 20% 5 2,400,000 1 to 2 2 Adults + 2 Children N Y 30 3 outpatient treatment; Naturopathy treatmentNon allopathic treatmentDental/ oral treatment, Cosmetic, beauty, weight reduction and other likely treatments; War, participation in any criminal activity or adventurous activities such as mountaineering etc or any other related condition
Reliance General Health Gain 2,000,000 31,747 63,494 33% 5 2,660,000 1 to 2 2 Adults + 2 Children N Y 30 3 Cataract; Benign Prostatic Hypertrophy;Myomectomy, Hysterectomy or menorrhagia or fibromyoma unless because of malignancy; Dilation and curettage; Hernia, hydrocele, congenital internal disease, fistula in anus, sinusitis; Skin and all internal tumors/ cysts/nodules/ polyps of any kind including breast lumps unless malignant /adenoids and haemorrhoids; Dialysis required for chronic renal failure ; Gastric and Duodenal ulcers;
Apollo Munich Health Optima Restore 2,000,000 40,641 75,186 6,096 50% 10 3,000,000 1 to 2 2 Adults + 2 Children N Y 30 3 Non allopathic treatment.AIDS or any related illness will not be coveredTreatment of any mental or related disease is also excluded.
Max Bupa Health Heartbeat Gold 2,000,000 35,993 70,402 1,584 10% 5 2,200,000 1 to 2 2 Adults + 2 Children N N 30 2 Certain diseases are permanently excluded such as non-allopathic treatment, cosmetic surgery, self-inflicted injuries, sleep disorders, addictive conditions and disorders, ageing and puberty, artificial life maintenance, congenital conditions, dental / oral treatment, eyesight, experimental treatment, HIV and AIDS, hereditary conditions, obesity, neurological and psychiatric conditions, speech disorders, treatment for developmental problems, treatment received outside India, unrecognized physician or facility.
ICICI Lombard General Health Smart plus 2,000,000 54,390 97,902 10,878 10% 5 2,200,000 1 to 2 2 Adults + 2 Children N Y 30 2 Non-allopathic treatment. Expenses attributable to self-inflicted Injury (resulting from suicide, attempted suicide). Expenses arising out of or attributable to alcohol or drug use/misuse/abuse. Cost of spectacles/contact lenses, dental treatment. Medical expenses incurred for treatment of AIDS. Treatment arising from or traceable to pregnancy (this exclusion does not apply to ectopic pregnancy proved by diagnostic means and is certified to be life threatening by the Medical Practitioner) and childbirth, miscarriage, abortion and its consequences Congenital disease. Tests and treatment relating to infertility and invitro fertilization.

 

Ilustration 5 – Family Floater Option for 55 years male and 10 lacs sum insured
Insurer Product Sum Assured Premium (1 yr) Premium (2 yr) Premium Discount No Claim Bonus* No Claim Bonus validity (Years) Sum Assured if no claim is made Policy Tenure (years) No. Of Family Member Covered Room Rent Cap (Y/N) Disease wise Waiting Period (Y/N) Minimum Waiting Period before first claim for (days) No. Of Years Pre Existing Disease are Excluded Exclusions
ICICI Lombard General ihealth 100,000 32,267 58,081 6,453 10% 5 110,000 1 to 2 2 Adults + 2 Children N Y 30 2 Naturopathy treatment, acupressure, acupuncture, magnetic and such other therapies; Non-allopathic medicine, Unproven/Experimental treatment; Any expenses arising out of Domiciliary Treatment ; Treatment taken outside the country; Cosmetic surgery ; Sterility, venereal diseases or any sexually transmitted diseases; Dental treatment unless due to accident; Any case directly or indirectly related to criminal acts;  Refractive error correction, hearing impairment correction; Substance abuse, self-inflicted injuries, STDs and HIV / AIDS; Hazardous sports, war, civil war or breach of law
Royal Sundaram General Lifeline Supreme 100,000 37,239 69,935 4,543 20% 5 120,000 1 to 3 2 Adults + 2 Children N Y 30 3 Addictive Conditions And Disorders; Adventurous Or Hazardous Sports; Ageing And Puberty; Alternative Treatment; Ancillary Hospital Charges; Artificial Life maintenance; Charges For Medical Papers; Circumcision; Conflict And Disaster; Congenital Conditions; Convalescence And Rehabilitation; Cosmetic Surgery; Dental Or Oral Treatment; Drugs And Dressings For OPD Treatment Or Take-Home Use; Eyesight; Health Hydros, Nature Cure, Wellness Clinics etc.
Religare Health Care 100,000 34,491 63,808 5,174 10% 10 110,000 1 to 3 2 Adults + 2 Children N Y 30 4 non allopathic treatmentDental treatment; laser surgery
Reliance General Health Gain 100,000 36,795 73,590 33% 5 133,000 1 to 2 2 Adults + 2 Children N Y 30 3 Cataract; Benign Prostatic Hypertrophy;Myomectomy, Hysterectomy or menorrhagia or fibromyoma unless because of malignancy; Dilation and curettage; Hernia, hydrocele, congenital internal disease, fistula in anus, sinusitis; Skin and all internal tumors/ cysts/nodules/ polyps of any kind including breast lumps unless malignant /adenoids and haemorrhoids; Dialysis required for chronic renal failure ; Gastric and Duodenal ulcers;
Max Bupa Health Health Companion-Family Floater 100,000 34,708 65,529 3,887 20% 5 120,000 1 to 2 2 Adults + 2 Children N Y 30 3 outpatient treatment; Naturopathy treatmentNon allopathic treatmentDental/ oral treatment, Cosmetic, beauty, weight reduction and other likely treatments; War, participation in any criminal activity or adventurous activities such as mountaineering etc or any other related condition
Star Health Family Health Optima 100,000 39,940 79,880 25% 10 125,000  1 2 Adults + 2 Children N Y 30 4 Naturopathy treatment and any treatment other than allopathy; Cosmetic, beauty or slimming treatment;
Tata-AIG General Medi Prime 100,000 37,267 70,807 3,727 10% 10 110,000 1 to 2 2 Adults + 2 Children N Y 30 4 Cosmetic surgery, Lasik eye treatments, drugs or alcohol abuse, genetic disorders, self inflicted injuries, war related injuries, etc are some of the permanent exclusions.
Apollo Munich Health Optima Restore 100,000 37,120 68,672 5,568 50% 10 150,000 1 to 2 2 Adults + 2 Children N Y 30 3 Non allopathic treatment.AIDS or any related illness will not be coveredTreatment of any mental or related disease is also excluded.
Apollo Munich Health Easy Health Exclusive 100,000 33,124 61,279 4,969 10% 10 110,000 1 to 3 2 Adults + 2 Children N Y 30 3 AIDS or HIV and related treatment.Treatment of mental disorder or insanity.
New India Insurance Floater Mediclaim 100,000 40,984 81,968 0% NA 100,000  1 2 Adults + 2 Children N Y 30 4 Self inflicted bodily injury Domiciliary TreatmentDental treatment, Cost of spectacles, braces and contact lensesNaturopathy treatmentEngagement in any illegal or criminal activitiesEngagement in adventurous acts such as parachuting, bunjee jumping etc.Bodily injury arising as a result of terrorismbodily injury or disease caused as a result of HIV/ AIDS or any related condition

 

Ilustration 6 – Family Floater Option for 55 years male and 20 lacs sum insured
Insurer Product Sum Assured Premium (1 yr) Premium (2 yr) Premium Discount No Claim Bonus* No Claim Bonus Validity (years) Sum Assured if no claim is made Policy Tenure (years) No. Of Family Member Covered Room Rent Cap (Y/N) Disease wise Waiting Period (Y/N) Minimum Waiting Period before first claim for (days) No. Of Years Pre Existing Disease are Excluded Exclusions
Royal Sundaram General Lifeline Supreme 2,000,000 46,887 84,397 9,377 20% 5 2,400,000 1 to 3 2 Adults + 2 Children N Y 30 3 Addictive Conditions And Disorders; Adventurous Or Hazardous Sports; Ageing And Puberty; Alternative Treatment; Ancillary Hospital Charges; Artificial Life maintenance; Charges For Medical Papers; Circumcision; Conflict And Disaster; Congenital Conditions; Convalescence And Rehabilitation; Cosmetic Surgery; Dental Or Oral Treatment; Drugs And Dressings For OPD Treatment Or Take-Home Use; Eyesight; Health Hydros, Nature Cure, Wellness Clinics etc.
Religare Health Care 2,000,000 51,757 95,750 7,764 10% 10 2,200,000 1 to 3 2 Adults + 2 Children N Y 30 4 non allopathic treatmentDental treatment; laser surgery
Apollo Munich Health Easy Health Exclusive 2,000,000 43,124 79,779 6,469 10% 10 2,200,000 1 to 3 2 Adults + 2 Children N Y 30 3 AIDS or HIV and related treatment.Treatment of mental disorder or insanity.
Max Bupa Health Heartbeat-Family First Silver 2,000,000 41,757 78,837 4,677 10% 5 2,200,000 1 to 2 2 Adults + 2 Children N N 30 4 Certain diseases are permanently excluded such as non-allopathic treatment, cosmetic surgery, self-inflicted injuries, sleep disorders, addictive conditions and disorders, ageing and puberty, artificial life maintenance, congenital conditions, dental / oral treatment, eyesight, experimental treatment, HIV and AIDS, hereditary conditions, obesity, neurological and psychiatric conditions, speech disorders, treatment for developmental problems, treatment received outside India, unrecognized physician or facility.
Max Bupa Health Heartbeat-Family First Gold 2,000,000 62,702 118,381 7,023 10% 5 2,200,000 1 to 2 2 Adults + 2 Children N N 30 2 Certain diseases are permanently excluded such as non-allopathic treatment, cosmetic surgery, self-inflicted injuries, sleep disorders, addictive conditions and disorders, ageing and puberty, artificial life maintenance, congenital conditions, dental / oral treatment, eyesight, experimental treatment, HIV and AIDS, hereditary conditions, obesity, neurological and psychiatric conditions, speech disorders, treatment for developmental problems, treatment received outside India, unrecognized physician or facility.
Max Bupa Health Health Companion-Family Floater 2,000,000 43,668 83,668 3,668 20% 5 2,400,000 1 to 2 2 Adults + 2 Children N Y 30 3 outpatient treatment; Naturopathy treatmentNon allopathic treatmentDental/ oral treatment, Cosmetic, beauty, weight reduction and other likely treatments; War, participation in any criminal activity or adventurous activities such as mountaineering etc or any other related condition
Reliance General Health Gain 2,000,000 46,795 93,590 33% 5 2,660,000 1 to 2 2 Adults + 2 Children N Y 30 3 Cataract; Benign Prostatic Hypertrophy;Myomectomy, Hysterectomy or menorrhagia or fibromyoma unless because of malignancy; Dilation and curettage; Hernia, hydrocele, congenital internal disease, fistula in anus, sinusitis; Skin and all internal tumors/ cysts/nodules/ polyps of any kind including breast lumps unless malignant /adenoids and haemorrhoids; Dialysis required for chronic renal failure ; Gastric and Duodenal ulcers;
Apollo Munich Health Optima Restore 2,000,000 48,689 90,075 7,303 50% 10 3,000,000 1 to 2 2 Adults + 2 Children N Y 30 3 Non allopathic treatment.AIDS or any related illness will not be coveredTreatment of any mental or related disease is also excluded.
Max Bupa Health Heartbeat Gold 2,000,000 75,596 147,866 3,326 10% 5 2,200,000 1 to 2 2 Adults + 2 Children N N 30 2 Certain diseases are permanently excluded such as non-allopathic treatment, cosmetic surgery, self-inflicted injuries, sleep disorders, addictive conditions and disorders, ageing and puberty, artificial life maintenance, congenital conditions, dental / oral treatment, eyesight, experimental treatment, HIV and AIDS, hereditary conditions, obesity, neurological and psychiatric conditions, speech disorders, treatment for developmental problems, treatment received outside India, unrecognized physician or facility.
ICICI Lombard General Health Smart plus 2,000,000 70,014 126,025 14,003 10% 5 2,200,000 1 to 2 2 Adults + 2 Children N Y 30 2 Non-allopathic treatment. Expenses attributable to self-inflicted Injury (resulting from suicide, attempted suicide). Expenses arising out of or attributable to alcohol or drug use/misuse/abuse. Cost of spectacles/contact lenses, dental treatment. Medical expenses incurred for treatment of AIDS. Treatment arising from or traceable to pregnancy (this exclusion does not apply to ectopic pregnancy proved by diagnostic means and is certified to be life threatening by the Medical Practitioner) and childbirth, miscarriage, abortion and its consequences Congenital disease. Tests and treatment relating to infertility and invitro fertilization.

 

Ilustration 7 – Family Floater Option for 65 years male and 10 lacs sum insured
Insurer Product Sum Assured Premium (1 yr) Premium (2 yr) Premium Discount No Claim Bonus* No Claim Bonus validity (Years) Sum Assured if no claim is made Policy Tenure (years) No. Of Family Member Covered Room Rent Cap (Y/N) Disease wise Waiting Period (Y/N) Minimum Waiting Period before first claim for (days) No. Of Years Pre Existing Disease are Excluded Exclusions
ICICI Lombard General ihealth 100,000 57,056 102,701 11,411 10% 5 110,000  1 to 2 2 Adults + 2 Children N Y 30 2 Naturopathy treatment, acupressure, acupuncture, magnetic and such other therapies; Non-allopathic medicine, Unproven/Experimental treatment; Any expenses arising out of Domiciliary Treatment ; Treatment taken outside the country; Cosmetic surgery ; Sterility, venereal diseases or any sexually transmitted diseases; Dental treatment unless due to accident; Any case directly or indirectly related to criminal acts;  Refractive error correction, hearing impairment correction; Substance abuse, self-inflicted injuries, STDs and HIV / AIDS; Hazardous sports, war, civil war or breach of law
Royal Sundaram General Lifeline Supreme 100,000 66,764 125,383 8,145 20% 5 120,000 1 to 3 2 Adults + 2 Children N Y 30 3 Addictive Conditions And Disorders; Adventurous Or Hazardous Sports; Ageing And Puberty; Alternative Treatment; Ancillary Hospital Charges; Artificial Life maintenance; Charges For Medical Papers; Circumcision; Conflict And Disaster; Congenital Conditions; Convalescence And Rehabilitation; Cosmetic Surgery; Dental Or Oral Treatment; Drugs And Dressings For OPD Treatment Or Take-Home Use; Eyesight; Health Hydros, Nature Cure, Wellness Clinics etc.
Religare Health Care 100,000 61,115 113,063 9,167 10% 10 110,000 1 to 3 2 Adults + 2 Children N Y 30 4 non allopathic treatmentDental treatment; laser surgery
Reliance General Health Gain 100,000 52,588 105,176 33% 5 133,000 1 to 2 2 Adults + 2 Children N Y 30 3 Cataract; Benign Prostatic Hypertrophy;Myomectomy, Hysterectomy or menorrhagia or fibromyoma unless because of malignancy; Dilation and curettage; Hernia, hydrocele, congenital internal disease, fistula in anus, sinusitis; Skin and all internal tumors/ cysts/nodules/ polyps of any kind including breast lumps unless malignant /adenoids and haemorrhoids; Dialysis required for chronic renal failure ; Gastric and Duodenal ulcers;
Max Bupa Health Health Companion-Family Floater 100,000 52,897 99,870 5,924 20% 5 120,000 1 to 2 2 Adults + 2 Children N Y 30 3 outpatient treatment; Naturopathy treatmentNon allopathic treatmentDental/ oral treatment, Cosmetic, beauty, weight reduction and other likely treatments; War, participation in any criminal activity or adventurous activities such as mountaineering etc or any other related condition
Star Health Family Health Optima 100,000 38,680 77,360 25% 10 125,000  1 2 Adults + 2 Children N Y 30 4 Naturopathy treatment and any treatment other than allopathy; Cosmetic, beauty or slimming treatment;
Tata-AIG General Medi Prime 100,000 57,976 110,154 5,798 10% 10 110,000 1 to 2 2 Adults + 2 Children N Y 30 4 Cosmetic surgery, Lasik eye treatments, drugs or alcohol abuse, genetic disorders, self inflicted injuries, war related injuries, etc are some of the permanent exclusions.
Apollo Munich Health Optima Restore 100,000 54,845 101,463 8,227 50% 10 150,000 1 to 2 2 Adults + 2 Children N Y 30 3 Non allopathic treatment.AIDS or any related illness will not be coveredTreatment of any mental or related disease is also excluded.
Apollo Munich Health Easy Health Exclusive 100,000 60,033 111,061 9,005 10% 10 110,000 1 to 3 2 Adults + 2 Children N Y 30 3 AIDS or HIV and related treatment.Treatment of mental disorder or insanity.
New India Insurance Floater Mediclaim 100,000 88,396 176,792 0% NA 100,000  1 2 Adults + 2 Children N Y 30 4 Self inflicted bodily injury Domiciliary TreatmentDental treatment, Cost of spectacles, braces and contact lensesNaturopathy treatmentEngagement in any illegal or criminal activitiesEngagement in adventurous acts such as parachuting, bunjee jumping etc.Bodily injury arising as a result of terrorismbodily injury or disease caused as a result of HIV/ AIDS or any related condition

 

Ilustration 8 – Family Floater Option for 65 years male and 20 lacs sum insured
Insurer Product Sum Assured Premium (1 yr) Premium (2 yr) Premium Discount No Claim Bonus* No Claim Bonus Validity (years) Sum Assured if no claim is made Policy Tenure (years) No. Of Family Member Covered Room Rent Cap (Y/N) Disease wise Waiting Period (Y/N) Minimum Waiting Period before first claim for (days) No. Of Years Pre Existing Disease are Excluded Exclusions
Royal Sundaram General Lifeline Supreme 2,000,000 43,476 78,257 8,695 20% 5 2,400,000 1 to 3 2 Adults + 2 Children N Y 30 3 Addictive Conditions And Disorders; Adventurous Or Hazardous Sports; Ageing And Puberty; Alternative Treatment; Ancillary Hospital Charges; Artificial Life maintenance; Charges For Medical Papers; Circumcision; Conflict And Disaster; Congenital Conditions; Convalescence And Rehabilitation; Cosmetic Surgery; Dental Or Oral Treatment; Drugs And Dressings For OPD Treatment Or Take-Home Use; Eyesight; Health Hydros, Nature Cure, Wellness Clinics etc.
Religare Health Care 2,000,000 47,328 87,557 7,099 10% 10 2,200,000 1 to 3 2 Adults + 2 Children N Y 30 4 non allopathic treatmentDental treatment; laser surgery
Apollo Munich Health Easy Health Exclusive 2,000,000 66,548 123,114 9,982 10% 10 2,200,000 1 to 3 2 Adults + 2 Children N Y 30 3 AIDS or HIV and related treatment.Treatment of mental disorder or insanity.
Max Bupa Health Heartbeat-Family First Silver 2,000,000 77,107 145,578 8,636 10% 5 2,200,000 1 to 2 2 Adults + 2 Children N N 30 4 Certain diseases are permanently excluded such as non-allopathic treatment, cosmetic surgery, self-inflicted injuries, sleep disorders, addictive conditions and disorders, ageing and puberty, artificial life maintenance, congenital conditions, dental / oral treatment, eyesight, experimental treatment, HIV and AIDS, hereditary conditions, obesity, neurological and psychiatric conditions, speech disorders, treatment for developmental problems, treatment received outside India, unrecognized physician or facility.
Max Bupa Health Heartbeat-Family First Gold 2,000,000 79,255 149,633 8,877 10% 5 2,200,000 1 to 2 2 Adults + 2 Children N N 30 2 Certain diseases are permanently excluded such as non-allopathic treatment, cosmetic surgery, self-inflicted injuries, sleep disorders, addictive conditions and disorders, ageing and puberty, artificial life maintenance, congenital conditions, dental / oral treatment, eyesight, experimental treatment, HIV and AIDS, hereditary conditions, obesity, neurological and psychiatric conditions, speech disorders, treatment for developmental problems, treatment received outside India, unrecognized physician or facility.
Max Bupa Health Health Companion-Family Floater 2,000,000 66,964 128,303 5,625 20% 5 2,400,000 1 to 2 2 Adults + 2 Children N Y 30 3 outpatient treatment; Naturopathy treatmentNon allopathic treatmentDental/ oral treatment, Cosmetic, beauty, weight reduction and other likely treatments; War, participation in any criminal activity or adventurous activities such as mountaineering etc or any other related condition
Reliance General Health Gain 2,000,000 67,241 134,482 33% 5 2,660,000 1 to 2 2 Adults + 2 Children N Y 30 3 Cataract; Benign Prostatic Hypertrophy;Myomectomy, Hysterectomy or menorrhagia or fibromyoma unless because of malignancy; Dilation and curettage; Hernia, hydrocele, congenital internal disease, fistula in anus, sinusitis; Skin and all internal tumors/ cysts/nodules/ polyps of any kind including breast lumps unless malignant /adenoids and haemorrhoids; Dialysis required for chronic renal failure ; Gastric and Duodenal ulcers;
Apollo Munich Health Optima Restore 2,000,000 83,943 155,295 12,591 50% 10 3,000,000 1 to 2 2 Adults + 2 Children N Y 30 3 Non allopathic treatment.AIDS or any related illness will not be coveredTreatment of any mental or related disease is also excluded.
Max Bupa Health Heartbeat Gold 2,000,000 102,452 200,396 4,508 10% 5 2,200,000 1 to 2 2 Adults + 2 Children N N 30 2 Certain diseases are permanently excluded such as non-allopathic treatment, cosmetic surgery, self-inflicted injuries, sleep disorders, addictive conditions and disorders, ageing and puberty, artificial life maintenance, congenital conditions, dental / oral treatment, eyesight, experimental treatment, HIV and AIDS, hereditary conditions, obesity, neurological and psychiatric conditions, speech disorders, treatment for developmental problems, treatment received outside India, unrecognized physician or facility.
ICICI Lombard General Health Smart plus 2,000,000 54,808 98,654 10,962 10% 5 2,200,000 1 to 2 2 Adults + 2 Children N Y 30 2 Non-allopathic treatment. Expenses attributable to self-inflicted Injury (resulting from suicide, attempted suicide). Expenses arising out of or attributable to alcohol or drug use/misuse/abuse. Cost of spectacles/contact lenses, dental treatment. Medical expenses incurred for treatment of AIDS. Treatment arising from or traceable to pregnancy (this exclusion does not apply to ectopic pregnancy proved by diagnostic means and is certified to be life threatening by the Medical Practitioner) and childbirth, miscarriage, abortion and its consequences Congenital disease. Tests and treatment relating to infertility and invitro fertilization.

 

Insurer Premium @ 35yrs Premium @ 45yrs Premium @ 55yrs Premium @ 65yrs No Claim Bonus No. Of Years Pre Existing Disease are Excluded
ICICI Lombard General 16,979 19,839 32,267 57,056 10% 2
Royal Sundaram General 17,937 21,910 37,239 66,764 20% 3
Religare Health 15,432 17,999 34,491 61,115 10% 4
Reliance General 17,799 19,943 36,795 52,588 33% 3
Max Bupa Health 18,351 22,053 34,708 52,897 20% 3
Star Health 17,869 25,981 39,940 38,680 25% 4
Tata-AIG General 18,033 20,552 37,267 57,976 10% 4
Apollo Munich Health 19,464 21,969 37,120 54,845 50% 3
Apollo Munich Health 21,305 24,047 33,124 60,033 10% 3
New India Insurance 17,624 24,373 40,984 88,396 0% 4
FF10LSA

 

Insurer Premium @35yrs Premium @45yrs Premium @55yrs Premium @65yrs No Claim Bonus* No. Of Years Pre Existing Disease are Excluded
Royal Sundaram General 22,849 27,949 46,887 43,476 20% 3
Religare Health 24,284 28,199 51,757 47,328 10% 4
Apollo Munich Health 27,364 30,887 43,124 66,548 10% 3
Max Bupa Health 22,850 27,744 41,757 77,107 10% 4
Max Bupa Health 31,337 28,214 62,702 79,255 10% 2
Max Bupa Health 23,318 31,469 43,668 66,964 20% 3
Reliance General 27,744 31,747 46,795 67,241 33% 3
Apollo Munich Health 28,126 40,641 48,689 83,943 50% 3
Max Bupa Health 36,507 35,993 75,596 102,452 10% 2
ICICI Lombard General 54,134 54,390 70,014 54,808 10% 2
FF20LSA
Ilustration 9 – Family Floater Option for 70 years male and 10 lacs sum insured
Insurer Product Sum Assured Premium (1 yr) Premium (2 yr) Premium Discount No Claim Bonus* No Claim Bonus Validity (years) Sum Assured if no claim is made Policy Tenure (years) Room Rent Cap (Y/N) Disease wise Waiting Period (Y/N) Minimum Waiting Period before first claim for (days) No. Of Years Pre Existing Disease are Excluded General Exclusions
ICICI Lombard General Health Smart 100,000 51,499 92,698 10,300 10% 5 110,000 1 to 2 N Y 30 2 Non-allopathic treatment. Expenses attributable to self-inflicted Injury (resulting from suicide, attempted suicide). Expenses arising out of or attributable to alcohol or drug use/misuse/abuse. Cost of spectacles/contact lenses, dental treatment. Medical expenses incurred for treatment of AIDS. Treatment arising from or traceable to pregnancy (this exclusion does not apply to ectopic pregnancy proved by diagnostic means and is certified to be life threatening by the Medical Practitioner) and childbirth, miscarriage, abortion and its consequences Congenital disease. Tests and treatment relating to infertility and invitro fertilization.
Religare Health Care 100,000 35,326 65,353 5,299 10% 10 110,000 1 to 3 N Y 30 4 non allopathic treatmentDental treatment, laser surgery
HDFC Ergo General Health Surakhsa Silver 100,000 46,006 82,811 9,201 5% 10 105,000 1 to 2 N Y 30 4 Dental/ oral treatment, Cosmetic, beauty, weight reduction and other likely treatments.War, participation in any criminal activity or adventurous activities such as mountaineering etc or any other related condition.
Max Bupa Health Health Companion 100,000 47,483 90,977 3,989 20% 5 120,000 1 to 2 N Y 30 3 outpatient treatmentNaturopathy treatmentNon allopathic treatmentDental/ oral treatment, Cosmetic, beauty, weight reduction and other likely treatments.War, participation in any criminal activity or adventurous activities such as mountaineering etc or any other related condition
Bajaj Allianz General Health Care Supreme 100,000 68,014 136,028 10% 10 110,000 1 to 2 N Y 30 2 Circumcision unless required for the treatment of illness or accidental bodily injury, cosmetic or aesthetic treatments of any description, treatment or surgery for change of life/gender. War or act of war, nuclear, chemical or biological weapon and radiation of any kind. Any form of plastic surgery unless necessary for the treatment of cancer, burns or accidental bodily injury. Convalescence, general debility, rest cure, congenital external diseases or defects or anomalies, genetic disorders, stem cell implantation or surgery, or growth hormone therapy. Intentional self-injury. Ailments requiring treatment due to use or abuse of any substance, drug or alcohol and treatment for de-addiction. Medical expenses relating to any hospitalisation primarily and specifically for diagnostic, X-ray or laboratory examinations and investigations. Vitamins, tonics, nutritional supplements unless forming part of the treatment for injury or disease as certified by the attending doctor.Treatment for any other system other than modern medicine (also known as Allopathy). This exclusion is not applicable for Ayurvedic and Homeopathic medicine expenses. Fertility, sub-fertility, impotence, assisted conception operation or sterilization procedure. Weight management services and treatment related to weight reduction programs.
Max Bupa Health Heartbeat Gold 100,000 75,770 148,206 3,334 10% 5 110,000 1 to 2 N Y 30 2 Certain diseases are permanently excluded such as non-allopathic treatment, cosmetic surgery, self-inflicted injuries, sleep disorders, addictive conditions and disorders, ageing and puberty, artificial life maintenance, congenital conditions, dental / oral treatment, eyesight, experimental treatment, HIV and AIDS, hereditary conditions, obesity, neurological and psychiatric conditions, speech disorders, treatment for developmental problems, treatment received outside India, unrecognized physician or facility.
Ilustration 10 – Family Floater Option for 70 years male and 20 lacs sum insured
Insurer Product Sum Assured Premium (1 yr) Premium (2 yr) Premium Discount No Claim Bonus* No Claim Bonus Validity (years) Sum Assured if no claim is made Policy Tenure (years) Room Rent Cap (Y/N) Disease wise Waiting Period (Y/N) Minimum Waiting Period before first claim for (days) No. Of Years Pre Existing Disease are Excluded General Exclusions
ICICI Lombard General Health Smart plus 2,000,000 77,970 140,346 15,594 10% 5 2,200,000 1 to 2 N Y 30 2 Non-allopathic treatment. Expenses attributable to self-inflicted Injury (resulting from suicide, attempted suicide). Expenses arising out of or attributable to alcohol or drug use/misuse/abuse. Cost of spectacles/contact lenses, dental treatment. Medical expenses incurred for treatment of AIDS. Treatment arising from or traceable to pregnancy (this exclusion does not apply to ectopic pregnancy proved by diagnostic means and is certified to be life threatening by the Medical Practitioner) and childbirth, miscarriage, abortion and its consequences Congenital disease. Tests and treatment relating to infertility and invitro fertilization.
Religare Health Care 2,000,000 46,498 85,556 7,440 10% 10 2,200,000 1 to 3 N Y 30 4 non allopathic treatmentDental treatment; laser surgery
Max Bupa Health Health Companion 2,000,000 59,739 114,460 5,018 20% 5 2,400,000 1 to 2 N Y 30 3 outpatient treatment; Naturopathy treatmentNon allopathic treatmentDental/ oral treatment, Cosmetic, beauty, weight reduction and other likely treatments; War, participation in any criminal activity or adventurous activities such as mountaineering etc or any other related condition
Bajaj Allianz General Health Care Supreme 2,000,000 91,253 182,506 10% 10 2,200,000 1 to 2 N Y 30 2 Circumcision unless required for the treatment of illness or accidental bodily injury, cosmetic or aesthetic treatments of any description, treatment or surgery for change of life/gender. War or act of war, nuclear, chemical or biological weapon and radiation of any kind. Any form of plastic surgery unless necessary for the treatment of cancer, burns or accidental bodily injury. Convalescence, general debility, rest cure, congenital external diseases or defects or anomalies, genetic disorders, stem cell implantation or surgery, or growth hormone therapy. Intentional self-injury. Ailments requiring treatment due to use or abuse of any substance, drug or alcohol and treatment for de-addiction. Medical expenses relating to any hospitalisation primarily and specifically for diagnostic, X-ray or laboratory examinations and investigations. Vitamins, tonics, nutritional supplements unless forming part of the treatment for injury or disease as certified by the attending doctor.Treatment for any other system other than modern medicine (also known as Allopathy). This exclusion is not applicable for Ayurvedic and Homeopathic medicine expenses. Fertility, sub-fertility, impotence, assisted conception operation or sterilization procedure. Weight management services and treatment related to weight reduction programs.
HDFC Ergo General Health Surakhsa Silver 2,000,000 60,267 108,481 12,053 5% 10 2,100,000 1 to 2 N Y 30 4 Dental/ oral treatment, Cosmetic, beauty, weight reduction and other likely treatments.War, participation in any criminal activity or adventurous activities such as mountaineering etc or any other related condition.
Max Bupa Health Heartbeat Gold 2,000,000 92,709 181,339 4,079 10% 5 2,200,000 1 to 2 N Y 30 2 Certain diseases are permanently excluded such as non-allopathic treatment, cosmetic surgery, self-inflicted injuries, sleep disorders, addictive conditions and disorders, ageing and puberty, artificial life maintenance, congenital conditions, dental / oral treatment, eyesight, experimental treatment, HIV and AIDS, hereditary conditions, obesity, neurological and psychiatric conditions, speech disorders, treatment for developmental problems, treatment received outside India, unrecognized physician or facility.
70Y10L
Insurer Premium No Claim Bonus No. Of Years Pre Existing Disease are Excluded
ICICI Lombard General 51,499 10% 2
Religare Health 35,326 10% 4
HDFC Ergo General 46,006 5% 4
Max Bupa Health 47,483 20% 3
Bajaj Allianz General 68,014 10% 2
Max Bupa Health 75,770 10% 2
70Y20L
Insurer Premium No Claim Bonus No. Of Years Pre Existing Disease are Excluded
Royal Sundaram General 43,476 20% 3
Religare Health 47,328 10% 4
Apollo Munich Health 66,548 10% 3
Max Bupa Health 77,107 10% 4
Max Bupa Health 79,255 10% 2
Max Bupa Health 66,964 20% 3
Reliance General 67,241 33% 3
Apollo Munich Health 83,943 50% 3
Max Bupa Health 102,452 10% 2
ICICI Lombard General 54,808 10% 2

 

Sr. No. Assumption
1 For Family Floater Plan, age determines the age of the eldest person.
2 Top 10 Insurers are taken with reference to LIVE MINT.

 

Sr No. Source
1 http://www.policybazaar.com/health-insurance/health-insurance-india/
2 http://listz.in/top-10-health-insurance-companies-in-india.html
3 http://www.livemint.com/Object/9mu0g8rUQ5q0oZqcsHceoO/mint-mediclaim-ratings.html
4 http://www.livemint.com/Money/TA0gNv3bVzFzczavIpLyCI/Best-health-plans-for-you.html
5 http://www.livemint.com/Money/xFXkvqJb6o3ZPLNrJc32GJ/Best-health-insurance-plans-for-you.html
6 https://www.valueresearchonline.com/insurance/

 

 Credits: Divya Agarwal