It reduces liability – Taking Third Party Liability (TPL) car insurance covers one against the legal ramifications of an accident caused by one.
Property Insurance is a banking product, which allows the policy holder to secure their house and its contents against risks like fire, theft or earthquake.
There are two types of home insurance policies in India:
1) A basic fire protection policy and
2) A comprehensive policy called the household package policy.
The most basic lesson about money is that you have to pay money to buy something. Nothing in life comes free. Though kids will understand it eventually as they grow older, it is important for them to grasp this concept at a very young age.
Teach them about the value of each note and coin by telling them the prices of everyday household things. For example, a toffee costs Rs. 1 but a larger chocolate costs Rs. 20. img width=”225″ height=”150″ src=”https://dilzer.net/wp-content/uploads/2019/04/Money-Lessonsfor-kids-cover-1.jpg”
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It is a tough situation when you fall seriously ill; meet with an accident, or are diagnosed with a life-threatening disease. It is equally difficult when a family member or someone dependent on you suffers a similar fate. It is physically, mentally and emotionally difficult. It is also a big strain on the finances as there are hospitalization bills, medicines to buy, multiple trips to the hospital, specialist advice etc. There are pre and post hospitalization expenses as well. In some cases, you might have to take a break from work ((more than the allotted leaves), which can lead to a double whammy – increased expenses and loss of pay
img width=”225″ height=”150″ src=”https://dilzer.net/wp-content/uploads/2019/04/Emergency-fund-1.jpg”
Financial Planners assist their clients in a wide variety of financial areas, including tax return preparation and tax planning. Many financial advisors are skilled in tax issues and provide comprehensive tax advice to their clients, including tax problem resolution, taxes planning and return filing, as well as preparing estate, gift and trust tax returns.
Careful planning and common sense are two of the best ways to stay safe when traveling, security situations can change very rapidly in foreign countries and if you’re not carefully following the news, you might miss an important update.
Retirement used to mean settling down, but for some it now means jetting off.
Retirement is increasingly a stage of life when people undertake great and bold migrations – People in their 60s are looking to retire but they’re often cash-poor and living in a country with a high standard of living and prices to match. For some, retiring overseas is an option, but it pays to do your homework.
It is impossible to define an average time to profitability for a start-up company because different start-ups will measure profitability in different ways. In conventional terms, it can take two to five years. The entrepreneur can take an income from a company even while it is making a loss on paper, while investors can profit if they are paid back a fixed interest rate on their investment regardless of how the company is doing.
Private Equity involves larger investments in the matured companies. While, Venture Capital makes relatively small sized investments in the companies passing through initial stages of their development.
Private Equity fund refers to an
unregistered investment vehicle via which investors combine their money for investment purposes. On the contrary, venture capital financing involves funding to those ventures which are started by new entrepreneurs and who need money to give shape to their ideas.