Risk Reward Ratio

Risk  / Reward is a common term in financial vernacular, but what does it mean? Simply put, investing money into the markets has a high degree of risk, and you should be compensated if you’re going to take that risk.

Difference between Portfolio Evaluation and Portfolio Re-Balancing

Once you’ve thought about your goals, considered your time horizon and risk tolerance, researched your options and made your investments. Now you can just sit back and relax, right? Not so fast. In order to maximize the performance of your investments (both individually and across the board) and ensure you’re staying on track with your specific goals, you need to monitor your portfolio – making changes and reallocation is needed.

Analysis of Dividend Payout vs Systematic Withdrawal Option

Please find our in-house analysis of Dividend vs Systematic Withdrawal Option as per the new tax regime effective Budget 2018.

IN the below analysis a real life example of a funds Net Asset Value, Dividend paid and Growth is assumed. In the Dividend Payout illustration, dividends paid out are assumed after DDT in the new tax regime. In the SWP illustration, a fixed withdrawal is assumed and capital gains under the new regime (FY18-19) is considered.

How often is portfolio evaluation needed

The portfolio performance evaluation primarily refers to the determination of how an investment portfolio has performed relative to its comparison benchmark in the specified category. The evaluation can indicate the extent to which the portfolio has outperformed or under-performed, or whether it has performed at par with the benchmark.

Government Application papers- how to apply for aadhar and PAN Offline and Online procedure

The Aadhar card is a 12-digit unique-identity number issued by the Unique Identification Authority of India (UIDAI) to all the residents of India based on their biometric and demographic data.
The Aadhar is provided to all residents of the country – that is, they should have been resident in India for more than 182 days. This automatically means that Non-Resident Indians (NRI) are not eligible for the Aadhaar card if they have not stayed in India for 182 days or more in the last 12 months, preceding the date of application.

Risk Tolerance

Your risk tolerance is important when it comes to investing. Because after all, you must decide on how much risk to take when it comes to your investments and what’s also challenging about your risk tolerance is that it means different things to different people. If I’m investing Rs.2000, risk to some people means I lost everything. To other people, risk might mean that my Rs.2000 is now worth Rs.1800, and yet, a third way people might view risk is that I was expecting Rs.2000 to grow to Rs.2,200 and it only grew to Rs.2,100. So risk tolerance really can mean a lot of things to different people. But we want you to focus on a few things as it relates to your risk tolerance.

Portfolio Management Services

How to construct an ideal portfolio

Starting with an essential emergency fund( cash reserve ) , then Insurances, Asset Allocation as per one’s risk profile, timely rebalancing of portfolio, Estate Planning etc. all  focus on risk management along with strategies to beat inflation and generate  decent returns to achieve financial goals. An important part of asset allocation includes investments in Equity, Debt  Cash and Gold.. However , picking the right mix of MFs requires guidance from a professional than a novice looking for a jackpot.

Mutual funds or Direct Equity- which is a better option?

Wealth creation requires skill, knowledge, time and risk taking capability. Investment through long term equity is the ideal strategy to plan for long term goals and beat inflation.