Equity vs Mutual fund vs Real Estate

Infrastructure sector plays a vital role in the growth of a fastest growing economy like India. The infrastructure sector also includes real estate where most of the private and individual investors invested their savings. This includes the primary and the secondary market where the major players areprivate investors.

What is the right time to invest in mutual funds

This is the Million dollar question that every investor has in his mind before he goes for an investment in mutual funds. Almost all investors we met are confused on whether this is the right time to invest. There is a lot of debate and thinking behind the selection of when to invest but this could be an effort gone waste because the real effort needs to be directed towards ensuring that there is some investment that is actually made. There is no way that a person can know whether the current time period is a good one or not. The only thing which we can do is to analyse the fundamental attributes of the fund and its past performance in different market cycles to estimate its potential to grow in a future term.

Growth or Dividend Option in Mutual funds?

While selecting a mutual fund, investors have to make a selection based on endless number of choices. Among the more confusing decisions to be made is the choice between a fund with a growth option and a fund with a dividend reinvestment option.

Does a Low/High NAV of mutual fund determine its performance?

The Net Asset Value (NAV) of a mutual fund is the price at which units of a mutual fund are traded in the market.It is the market value of the fund after deducting its liabilities. In simpler words, NAV is the price per unit of the fund, just like any share has a price.

Difference between Dividend payout, reinvestment and growth option in mutual funds

The following are the choices available to an investor while investing in mutual funds:

 Growth Option:

Growth option of mutual fund is one in which any return or profits earned by the mutual fund scheme are invested back into it.

How does ELSS compare to other tax saving investments

ELSS stands for Equity Linked Savings Scheme. ELSS funds are a type of diversified equity linked mutual fund savings schemes which qualify for tax exemption under section 80C of the Income Tax Act.

It offers the dual advantage of

capital appreciation and
tax benefits.

Tax Implication on various investment options

As an investor you should be aware of these tax implications so that you can create a tax-efficient investment portfolio.However, your investment decisions should not be based only on tax-saving criteria.

What are the charges on mutual fund Investments

As an investor, it is very important to know what are the charges involved in investing in mutual funds. When your money is handled by a team of experts – stocks are bought and sold on your behalf, periodical communication is sent on investments, charges are given to the intermediaries etc and all these expenses come with a cost.

What are the reasons and benefits of an STP

What is Systematic Transfer Plan?

Systematic Transfer Plan (STP) is a strategy where in an investor transfers a fixed amount of money from one category of fund to another, usually from debt funds to equity funds.

Importance of Portfolio Diversification

The old adage “don’t put all your eggs in one basket” certainly applies to all investors big and small.

The markets are usually very dynamic and it is impossible to predict the exact movement of the indexes. In such conditions, diversified portfolio plays an important role in minimizing the risks and  maximizing the profits.