Dilzer Consultants - Investments and Financial Planning

An ISO 9001 (2008) Certified Company

   SEBI REGISTERED INVESTMENT ADVISOR

Media

Dilshad Billimoria on #ETNow #TheMoneyShow

Watch me on ET Now, #themoneyshow answering queries from investors. #DilzerConsultants. Many thanks to #ETNow for the opportunity, looking forward to more such stimulating sessions!

 https://lnkd.in/fkfFAKM

 

Dilshad Financial Planning Standrads Board

Read more »

Prepayment of home loan on which home? Self occupied or Let out

http://www.myiris.com/financial/storyShow.php?fileR=20120611130647715&dir=2012/06/11
Source: IRIS (11-JUN-12)

If you are one of those ambitious people who have a loan on self occupied property and a let out property and decide to pre pay from your bonus amount, here`s what can help you decide which property to pre pay and why?

Below is an illustration of the loan outstanding on both the properties

Read more »

Systematic Withdrawal Option: A tax efficient way of earning retirement inflow benefits

http://cafemutual.com/News/InnerNews.aspx?srno=82&MainType=Cli&NewsT…..
IRIS 15-MAY-12

Dilshad Billimoria of Dilzer Consultants shows you how SWP can help your clients to obtain that optimum amount of income in their retirement years without the burden of tax eating into their nest egg.

Read more »

The benefit of Value Cost Averaging (VCA) over Rupee Cost Averaging(SIP)

http://www.myiris.com/financial/storyShow.php?fileR=20120531161627715&dir…
Source: IRIS (31-MAY-12)

The basic tenant of investing is buying low and selling high. However, this principal, is often never put to use, because fear, greed are stronger than long term investing discipline.

What is even sadder is the public, normally buys at highs and sells at lows, which grossly undermines returns and the investor, ends up loosing money and not being happy with the investment decision or the financial planner.

The basic tenant of investing systematically through a disciplined and long term savings approach would create wealth in abundance for the investor.

Value Cost Averaging (VCA), is an investment technique similar to Systematic Investing (SIP), where investments are made systematically over a period of time, but the quantum of investment in VCA changes depending on market fluctuation.

This ensures your portfolio value rises by a specified amount at every installment period, regardless of market conditions.

Sounds interesting..? Read on.

Read more »

11 key attributes that define an effective financial advisor

http://www.cafemutual.com/News/InnerNews.aspx?srno=32&MainType=Fut&NewsType….
01 May 2012 08:00 AM

How you can boost your business and develop long-lasting client relationships.

Read more »

Why financial planning

Source: IRIS (23-APR-12)
http://www.myiris.com/financial/storyShow.php?dir=2012/04/23/&fileR=20120423093014715

Like most people, you have hopes, dreams, and life goals for yourself and your family. These might include buying a home or business, saving for college education for your children, taking a dream vacation, reducing taxes, and retiring comfortably. Financial planning is the process of wisely managing your finances so that you can achieve your dreams and goals- while at the same time helping you negotiate the financial barriers that inevitably arise in every stage of life.

Read more »

NAV Rs 10 or Rs 100, which one is cheaper

Source: IRIS (23-APR-12)
http://www.myiris.com/financial/storyShow.php?fileR=20120423133922715&dir=2012%2F04%2F23

There is no such thing that is costly or cheap NAV.

I decided to invest in mutual funds. There were two choices before me; Fund A with an NAV of Rs 13 a unit and Fund B with a NAV of Rs 22 a unit.

Was Fund A a better choice because it was cheaper? This is a question which plagues many first- time investors in mutual funds.

Well it is irrelevant how high or low the NAV is. This seems difficult to accept but it is better explained by understanding what is NAV.

NAV stands for Net Asset Value. At the simplest level it is the sum of all assets held by the scheme divided by the number of units. Let`s take an example. When markets plunged to abysmal depths the NAV of this fund was 22. Another Fund B, holds the same stocks, its NAV was much lower at 13.

Read more »

Planning for Retirement: The how and Why

9 April 2012.

Planning for Retirement: The how, when, how much and why of it
Source: IRIS (09-APR-12)

http://www.myiris.com/financial/storyShow.php?fileR=20120409113431715&dir=2012%2F04%2F09

Very often, we assume, retirement is too far away to bother about how we can sustain a lifestyle similar to our working years.
However, not many realize that retirement as a goal is one of the most important and most difficult to conceptualize, because of its long duration to the start of goal achievement, lack of clarity on interest rates, returns, performance, sustainability and longevity of income required.

Read more »

Planning for Retirement: The how, when, how much and why of it

Source: IRIS (09-APR-12)
http://www.myiris.com/financial/storyShow.php?fileR=20120409113431715&dir=2012%2F04%2F09

Very often, we assume, retirement is too far away to bother about how we can sustain a lifestyle similar to our working years.
However, not many realize that retirement as a goal is one of the most important and most difficult to conceptualize, because of its long duration to the start of goal achievement, lack of clarity on interest rates, returns, performance, sustainability and longevity of income required.

Read more »

Are you an holder with any of Fidelity`s funds

Source: IRIS (02 April 2012)
http://www.myiris.com/financial/storyShownew.php?dir=2012/04/02/&fileR=20120402092555715

L&T Finance is taking over Fidelity India Mutual fund business.

Change in the management is the crucial decision whether to stay invested or exit from this fund.

Read more »

Page 11 of 12« First...89101112