Dilzer Consultants - Investments and Financial Planning

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Financial Literacy

How Often Should I update my WILL

Posted on: November 6th, 2018

Why and how often should I update my will and estate plan? A Will makes succession less complicated and simpler. However many family members do fight and challenge Wills.  As per Estate planning experts, this is mainly because of loop holes, overlaps or contradictions in the document arising due to people failing to revise and update their Will periodically.  Since Assets and properties increase or decrease with the passage of time, it is a good idea to review the document […]

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Research Desk- Education Cost funding for Graduation and Post Graduation- India and Overseas

Posted on: October 24th, 2018

From the Research Desk of Dilzer Consultants Pvt Ltd All Course fees are approximate average fees per year unless specified. The costs mentioned are taking into account the current costs in Metros like – New Delhi, Mumbai,Chennai, Kolkota, Bangalore and Hyderabad. In private institutions at Non-metros, the cost may decrease by 5-10%. The costs were derived comparing various courses offered across Indian and Overseas. Costs for Graduation- India. Sl. No. Education Category Duration Govt / Public  Private Colleges  Exam fees […]

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Importance of making a Will

Posted on: October 23rd, 2018

Do you want to leave your wealth and let your loved one’s fight with each other to get their shares? We guess not! If you nominated someone in all the financial products you bought and thought that it will be passed to them legally without any issues, you are having a misconception. You need to create a Will to distribute your wealth in the manner you want to. What is a Will? A Will can be made by anyone above […]

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NRIs Buying Real Estate In India

Posted on: September 28th, 2018

If you are a non-resident Indian (NRI) planning to buy a property in India, time could not have been better for you to do so. While India’s real estate sector has seen a price correction in the recent past, buying property in Indian has also become more lucrative with favourable currency rates.  India has emerged as a lucrative spot for international capital. Overseas investments have surged 137 per cent, from USD 3.2 billion during 2011-13 to USD 7.6 billion during 2014-16. […]

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Annuity and lump sum required after retirement.

Posted on: September 20th, 2018

Retirement is the phase of life when you start living for yourself after you are done with all your responsibilities. This is also that phase of one’s life where the income reduces and the expenses increase and the time when your savings will help you. We all know the importance of saving enough for our post-retirement years. However, many of us delay, sometimes till it is too late. Procrastination is a big reason for this, while some people delay saving […]

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Ishq 104.8FM

Posted on: July 23rd, 2018

Have a family Budget in place? Here are some heads you need to delve into to get it right. Is your WILL ready? Learn about what needs to be done

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FACTS YOU SHOULD KNOW BEFORE INVESTING IN MUTUAL FUNDS AFTER THE NEW GUIDELINES PUT FORWARD BY SEBI

Posted on: June 28th, 2018

Introduction We hear a lot about mutual funds being the best investment option for long term and a critical instrument in beating the rising inflation in media these days. There is a common idea that it is one of the best tool to get exposure to the capital market, which is true in case of the investors who lack the time and expertise to do research on the capital market. Most of the times, people are advised to invest for […]

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Research Note: Employee Provident Fund – How to Check Balance, Transfer or Withdraw

Posted on: March 5th, 2018

The Employee Provident Fund or EPF is one of the most important retirement savings schemes in India.  Here is some information on how to verify the balances and what are the methods to transfer or withdraw the money in the EPF account. Apply for UAN The UAN or Unified Account Number is an umbrella number for the multiple Employee Provident Fund Numbers or Member IDs allotted to an individual by various employers. The idea is to link these multiple employee […]

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Benefits of Financial Planning

Posted on: December 7th, 2016

Contents Benefits of Financial Planning. 1 Why should I avail Financial Planning services as against regular investment advice?. 2 Financial Planning process. 6 Benefits of Financial Planning services. 7 Why Choose a CFPCM: 8   Benefits of Financial Planning The term Financial Planning gained traction in the past few years and by now most, if not everyone, would be familiar with it. However, people still associate it only with investments and wealth management. For most of the people personal finance […]

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Financial Health Check with Personal Financial Ratios

Posted on: June 6th, 2016

While we continuously postpone the task of making investments or following financial discipline to another day, there are some simple tools in personal finance that can serve as benchmarks to help us gauge our financial situation. Just as we evaluate a company’s balance sheet with Financial Ratios, our Personal Finances also can be assessed with the help of a few simple ratios. The task, though, is much simpler compared to analyzing Balance sheet of a company. All it requires is […]

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