Dilzer Consultants - Investments and Financial Planning

An ISO 9001 (2008) Certified Company

   SEBI REGISTERED INVESTMENT ADVISOR

Newsletters

How do I ensure I have sufficient money needed for a recurring travel plan?

Posted on: January 15th, 2019

Most Indians are not able to go on vacation for lack of money. Here’s how to save enough to take that much-needed break. Taking a vacation is not even an option for many people. There’s too much work to do, or not enough in the bank, or maybe children have to attend school or coaching classes. The Expedia Vacation Deprivation Report, 2016, says Indians are the fourth most vacation deprived in the world. More than 11% even participate in con-calls […]

Read more »

How to budget for an International Trip

Posted on: January 7th, 2019

For many people nowadays, travelling is equally important or some times more important than other financial goals such as buying a car, saving for a house or even investing for retirement.  And these people do focus on the need for budgeting for travel. And it is not all that difficult as it sounds. Cutting back on avoidable expenses to facilitate regular savings and doing a bit of groundwork to capitalise on the various deals on offer can help one tick […]

Read more »

Risks Associated with Direct Equity Investments

Posted on: December 27th, 2018

One of the top most questions that comes in each and every investor’s mind is among investing in mutual fund scheme or direct equity, what should he or she opt for? Let’s try to answer this question in this article. An equity mutual fund comprises a basket of stocks actively managed by a professional fund manager. However, it is very important for you to understand the fact that investment in a single stock is not equivalent to that of investing […]

Read more »

The Pros and Cons of Investing in Stocks

Posted on: December 27th, 2018

Stocks have the potential for greater earnings and very few long term investment strategies can match the returns realized by stocks.  However there is the risk of dynamic market forces that can cause stock prices to fluctuate dramatically. Stock market investors should always be aware that the return on their investment is not guaranteed. Some pros and cons of investing in the Indian stock market: Pros Return on Investment Historical returns related to stock market investing outperform many other types […]

Read more »

Risks of direct equity investing

Posted on: December 22nd, 2018

One of the top most questions that comes in each and every investor’s mind is among investing in mutual fund scheme or direct equity, what should he or she opt for? Let’s try to answer this question in this article. An equity mutual fund comprises a basket of stocks actively managed by a professional fund manager. However, it is very important for you to understand the fact that investment in a single stock is not equivalent to that of investing […]

Read more »

Reverse Mortgage during Retirement- Pros and Cons

Posted on: December 10th, 2018

Every working individual wants to spend his retirement life with dignity. If you are also about to reach your retirement or you are in the retirement period, you may be looking for a way to fund your lifestyle without depending on anyone. One of the effective ways to earn a regular income for pensioners is a Reverse Mortgage. What is a Reverse Mortgage? A reverse mortgage loan (RML) is an exclusive offer for the persons who are more than 60 […]

Read more »

Retirees- Regular Income options

Posted on: November 27th, 2018

Retirement is what all busy youngsters look forward for! ! Hoping we have peace of mind and relaxation and plenty of free time. Which are the best investment options that can give higher returns for retired individuals? This article would provide some insights about good investment plans for Senior Citizens Pradhan Mantri Vaya Vandhana Yojana  Let’s start at evaluating the pros and cons of the LIC Pradhan Mantri Vaya Vandhana Yojana a new Annuity plan by LIC . This pension plan […]

Read more »

How to avoid capital erosion arising out of inflation

Posted on: November 20th, 2018

Inflation never seems like a problem until suddenly it is. While it may be good news for borrowers, since it erodes the value of their debts, it can be damaging to savers, investors and pensioners, chipping away at the value of future interest and dividend payments and eroding the value of their capital. Once price rises become entrenched, consumers feel the pain, businesses become reluctant to invest and the stock market starts to get worried. Steps to be taken for […]

Read more »

Joint Will or Separate Wills

Posted on: November 14th, 2018

A last will and testament is an important document giving evidence to an individual’s intentions regarding the passing of property upon death. Failure to create a will can have unintended consequences whereby property inadvertently passes to unintended beneficiaries. When it comes to a married couple making a will, they have the option of creating one joint will that covers both of them, or making two separate wills that cover them individually. However, there is a major caveat when it comes […]

Read more »

Can setting up a Trust suffice the necessity of Estate Planning

Posted on: November 6th, 2018

One of the most integral part of financial planning is Estate Planning.  It ensures that in the event of estate owner’s death, the survivors get access to his/her assets without any disputes and legal issues, in the proportion decided by the estate owner. Wills and Trusts are important vehicles for effective estate planning. Will – A will is a written document of the desired way of distribution of wealth among loved ones after one’s death. A few pointers about a […]

Read more »

Page 1 of 2512345...1020...Last »