Dilzer Consultants - Investments and Financial Planning

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   SEBI REGISTERED INVESTMENT ADVISOR

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Budget 2019 Highlights

Posted on: February 2nd, 2019

Budget 2019

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How to become self employed

Posted on: January 30th, 2019

 “Entrepreneurship is not a profession. It is a way of life.” The life of the entrepreneur is one of seeking and seizing opportunity. Entrepreneurs have historically been known as risk takers seeking to make their fortunes. Anyone can call himself an entrepreneur, or start his own business, but success requires knowledge, hard work, and determination and courage.   Starting your own business, being the boss and calling the shots is very attractive to anyone with an entrepreneurial urge.  It can also […]

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How to manage a budget during your vacation?

Posted on: January 20th, 2019

What does summer mean to you? Does it mean time by the pool or maybe spending time with your family at a cookout? For a lot of people, summer is the time to take a vacation. Big or small, it’s the perfect time to focus on rest and relation. But how do you plan the vacation of a lifetime without breaking the bank? According to a recent survey, 74% of people say they have gone into debt to pay for […]

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How do I ensure I have sufficient money needed for a recurring travel plan?

Posted on: January 15th, 2019

Most Indians are not able to go on vacation for lack of money. Here’s how to save enough to take that much-needed break. Taking a vacation is not even an option for many people. There’s too much work to do, or not enough in the bank, or maybe children have to attend school or coaching classes. The Expedia Vacation Deprivation Report, 2016, says Indians are the fourth most vacation deprived in the world. More than 11% even participate in con-calls […]

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How to budget for an International Trip

Posted on: January 7th, 2019

For many people nowadays, travelling is equally important or some times more important than other financial goals such as buying a car, saving for a house or even investing for retirement.  And these people do focus on the need for budgeting for travel. And it is not all that difficult as it sounds. Cutting back on avoidable expenses to facilitate regular savings and doing a bit of groundwork to capitalise on the various deals on offer can help one tick […]

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Risks Associated with Direct Equity Investments

Posted on: December 27th, 2018

One of the top most questions that comes in each and every investor’s mind is among investing in mutual fund scheme or direct equity, what should he or she opt for? Let’s try to answer this question in this article. An equity mutual fund comprises a basket of stocks actively managed by a professional fund manager. However, it is very important for you to understand the fact that investment in a single stock is not equivalent to that of investing […]

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The Pros and Cons of Investing in Stocks

Posted on: December 27th, 2018

Stocks have the potential for greater earnings and very few long term investment strategies can match the returns realized by stocks.  However there is the risk of dynamic market forces that can cause stock prices to fluctuate dramatically. Stock market investors should always be aware that the return on their investment is not guaranteed. Some pros and cons of investing in the Indian stock market: Pros Return on Investment Historical returns related to stock market investing outperform many other types […]

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Risks of direct equity investing

Posted on: December 22nd, 2018

One of the top most questions that comes in each and every investor’s mind is among investing in mutual fund scheme or direct equity, what should he or she opt for? Let’s try to answer this question in this article. An equity mutual fund comprises a basket of stocks actively managed by a professional fund manager. However, it is very important for you to understand the fact that investment in a single stock is not equivalent to that of investing […]

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Reverse Mortgage during Retirement- Pros and Cons

Posted on: December 10th, 2018

Every working individual wants to spend his retirement life with dignity. If you are also about to reach your retirement or you are in the retirement period, you may be looking for a way to fund your lifestyle without depending on anyone. One of the effective ways to earn a regular income for pensioners is a Reverse Mortgage. What is a Reverse Mortgage? A reverse mortgage loan (RML) is an exclusive offer for the persons who are more than 60 […]

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Retirees- Regular Income options

Posted on: November 27th, 2018

Retirement is what all busy youngsters look forward for! ! Hoping we have peace of mind and relaxation and plenty of free time. Which are the best investment options that can give higher returns for retired individuals? This article would provide some insights about good investment plans for Senior Citizens Pradhan Mantri Vaya Vandhana Yojana  Let’s start at evaluating the pros and cons of the LIC Pradhan Mantri Vaya Vandhana Yojana a new Annuity plan by LIC . This pension plan […]

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