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Decoding your Credit Card Bill.

Credit Cards offer one of the greatest conveniences by offering easy credit, in the need of the hour but on the contrary, they are notorious instruments known to make their owners spend beyond their means and fall into a debt trap. Well,sometimes! Credit Cards are a necessary evil in the financial world as no other instrument offers such convenience of easy accessibility of funds It depends on the user to extract the maximum benefit of the conveniences they offer and minimize the effects of high interest rates and other charges.