Dilzer Consultants - Investments and Financial Planning

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How to plan for house purchase down payment of a home

  Home-loan may seem such an easy option for house hunters, thanks to glossy ads in newspapers and hoardings! But, are you aware of the fact that as per RBI guidelines that the loan-to-value (LTV) ratio of housing loans is not supposed to exceed 80%[for loan amount more than 30 lakhs] and 90% [for loan amount less than 30 lakhs], banks could extend only a percent of the amount to the home-loan seekers, forcing you to arrange for down payment. […]

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