Dilzer Consultants - Investments and Financial Planning

An ISO 9001 (2008) Certified Company


Importance of Financial Planning

Financial Planning is planning for the future. It involves preparing oneself and their family for important events like child education, retirement planning, cash flow planning, taxation, vacation, health corpus creation and just about any event in the future. The above mentioned components form goals or the structure of the planning process. One needs to understand that Financial Planning is NOT only about investments. And it is definitely not just another fancy word for investing in stock markets. Financial Planning is a holistic […]

Read more »

Benefits of Financial Planning

Contents Benefits of Financial Planning. 1 Why should I avail Financial Planning services as against regular investment advice?. 2 Financial Planning process. 6 Benefits of Financial Planning services. 7 Why Choose a CFPCM: 8   Benefits of Financial Planning The term Financial Planning gained traction in the past few years and by now most, if not everyone, would be familiar with it. However, people still associate it only with investments and wealth management. For most of the people personal finance […]

Read more »

Should you pay fees to your investment advisor and why?

Got a toothache, see your dentist! Got skin problems, see a dermatologist! Got problems with managing your finances? Well, that’s when you might want to consult an expert, a good financial planner. The reasons could be anything- Maybe you’ve come into a large inheritance or your own income went up suddenly or maybe you just bought or sold a business. Are you feeling uneasy about about your money ?– you’re not sure where it’s going now or how far it […]

Read more »

Plot or a house?

http://www.myiris.com/newsCentre/storyShow.php?fileR=20130920170647715&dir=2013/09/20 Which is a better investment in property: Buying land or buying a residential house? asks a client This is a very broad question! Firstly investing in property “for investment purpose” should be considered diligently. Property growth as an asset class has been stagnant for the last 3 years especially in bangalore. Second, when someone measures returns in property, it is crucial the time period of realisation of profits is considered to calculate returns. If your money has doubled in […]

Read more »

Asset allocation holds key to returns

http://www.myiris.com/financial/storyShownew.php?dir=2013/05/14/&fileR=20130514112741715 Source: IRIS (14 May 2013) ”My grandparents always believed property and gold were the two best and only investments one needs to possess.” Haven’t we heard this many a time, especially from senior people who have disposable income, but keep buying more properties? Sometimes, these people even consider taking loans at 60 years of age to acquire a property for their golden years. Why? To earn a rental income as a source of retirement inflow? Nothing can be further from […]

Read more »

Why financial planning

Source: IRIS (23-APR-12) http://www.myiris.com/financial/storyShow.php?dir=2012/04/23/&fileR=20120423093014715 Like most people, you have hopes, dreams, and life goals for yourself and your family. These might include buying a home or business, saving for college education for your children, taking a dream vacation, reducing taxes, and retiring comfortably. Financial planning is the process of wisely managing your finances so that you can achieve your dreams and goals- while at the same time helping you negotiate the financial barriers that inevitably arise in every stage of […]

Read more »