Dilzer Consultants - Investments and Financial Planning

An ISO 9001 (2008) Certified Company


MCLR Rate Vs Base Rate

The MCLR is a reference rate or internal benchmark for the financial institution. Marginal cost of funds based lending rate defines the process used to determine the minimum home loan rate of interest. The MCLR method was introduced in the Indian financial system by the Reserve Bank of India in the year 2016. The MCLR system has replaced the base rate system that was introduced in the year 2010. Thus, renewal of credit limits and sanctioning of loans is done as […]

Read more »

FD vs FMP and MCLR Rates being offered by banks on loans and deposits

Agenda – Changes in the banking industry and current scenario – What is the impact on you ? – What Investment options do regular investors have – – Choice of FD Vs FMP ( bank wise rate descriptions )  – Choice of FMP ( MF schemes description ) – Tax implications General trend of declining interest rates – Future of your savings and market linked rates is the new theme    Changes in the banking industry and current scenario From […]

Read more »