Under an investment advisory, we tailor our services according to your needs. At the very inception, we work intensively towards bringing greater certainty to outcomes by aligning your tolerance for risk, your financial aspirations and your investment portfolio. The process follows a consultative approach and is well documented in an investment policy statement. Through a clearly defined asset allocation strategy, we provide you with a thorough follow through of investment guidelines including capital gains, reports and portfolio rebalancing. We personalise every recommendation with clear investment rationale, just how we would do our own!
As the word suggests, it means distributing your money across various investment avenues or assets so that the poor performance of any one investment does not jeopardise the entire investment plan. As logical as that sounds, it is one of the most difficult nuts to crack in creating a well-balanced portfolio. Asset Allocation is the bi-product of one's risk profile.
We view it as a subset of Asset Allocation and a precedent to our Fund Selection Process. This is based on the client’s Risk Profile and Market Dynamics, although at a subtle level.
Funds are selected bases our in-house and outsourced research team.
Deciding what percentage should go into a respective portfolio. Here again, we use a scientific model viz ‘Mean Variance Optimization’. This model will identify portfolios that fall in the Efficient Frontier optimizing the Risk-Return relationship.