https://dilzer.net/wp-content/uploads/2019/09/NRI-1.jpg 150 225 dilshad321 https://dilzer.net/wp-content/uploads/2016/02/Dilzer_Logo-Transparent_BG.png dilshad3212019-09-17 03:56:312019-09-17 03:56:33Taxation of NRIs and PIOs
You landed yourself a plush job outside the country, you are living the dream. Your favourite aunt can’t stop addressing you as the NRI at every party. Suddenly your prospects are booming on the matrimonial sites due to your new found status. However, the Income Tax Act had a plan of its own and has laid out certain conditions to define your residential status. Your tax-ability in India will be defined by this status.
https://dilzer.net/wp-content/uploads/2019/09/APP-1.jpg 150 225 dilshad321 https://dilzer.net/wp-content/uploads/2016/02/Dilzer_Logo-Transparent_BG.png dilshad3212019-09-12 11:50:022019-09-12 11:51:27The best financial apps which help you save money and time!
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https://dilzer.net/wp-content/uploads/2019/08/Ratio-Analysis-1.jpg 150 199 dilshad321 https://dilzer.net/wp-content/uploads/2016/02/Dilzer_Logo-Transparent_BG.png dilshad3212019-08-27 05:08:122019-08-27 05:08:44Ratios in Equity Investing- What to look out for?
Ratios are critical quantitative analysis tools. One of their most important functions lies in their capacity to act as lagging indicators in identifying positive and negative financial trends. The information a trend analysis provides allows to you to make and implement ongoing financial plans and, when necessary, make course corrections to short-term financial plans.
https://dilzer.net/wp-content/uploads/2019/08/AIF-updated.jpg 125 225 dilshad321 https://dilzer.net/wp-content/uploads/2016/02/Dilzer_Logo-Transparent_BG.png dilshad3212019-08-18 11:03:142019-08-18 11:03:48Alternative Investment Funds
Alternative Investment Fund is described under Regulation 2(1)(b) of the Regulation Act, 2012 of Securities and Exchange Board of India (SEBI). AIF can be established in the form of a company or a corporate body or a trust or a Limited Liability Partnership (LLP).
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Medical expenses are quite high and at the same time cannot be postponed or neglected. So it is important to buy a medical insurance policy for yourself and your family members. Numerous medical insurance policies are available in the market. They provide for prevention care, check-ups, hospitalization and medical treatment. They cover individuals, families, senior citizens etc.
https://dilzer.net/wp-content/uploads/2019/07/Motor-Ins-300x162-updated.jpg 150 225 dilshad321 https://dilzer.net/wp-content/uploads/2016/02/Dilzer_Logo-Transparent_BG.png dilshad3212019-07-30 07:27:002019-08-09 09:53:39Motor Insurance Options
It reduces liability - Taking Third Party Liability (TPL) car insurance covers one against the legal ramifications of an accident caused by one.
https://dilzer.net/wp-content/uploads/2019/07/home-ins-288x300-updated.jpg 150 225 dilshad321 https://dilzer.net/wp-content/uploads/2016/02/Dilzer_Logo-Transparent_BG.png dilshad3212019-07-25 07:27:292019-08-09 09:55:58What is to be considered in Home Insurance
Property Insurance is a banking product, which allows the policy holder to secure their house and its contents against risks like fire, theft or earthquake. There are two types of home insurance policies in India: 1) A basic fire protection policy and 2) A comprehensive policy called the household package policy.
https://dilzer.net/wp-content/uploads/2019/07/5-Rules-To-Remember-While-Filing-Tax-Returns.jpg 450 800 dilshad321 https://dilzer.net/wp-content/uploads/2016/02/Dilzer_Logo-Transparent_BG.png dilshad3212019-07-08 10:48:232019-07-16 09:54:415 Rules To Remember While Filing Tax Returns
Most people dread the tax season. Paying tax is seen as a burden and the whole process of filing returns is associated with boredom and complexity. Some taxpayers make mistakes too. For example, while filing taxes, some do not consider their entire income or others fail to consider all the taxation rules. Some try to evade taxes. Filing incorrect returns deliberately or unintentionally can land you in hot soup. It is important to file the correct income tax returns and to pay tax applicable before the due date .
https://dilzer.net/wp-content/uploads/2019/07/Dont-take-your-retirement-plan-lightly.png 407 681 dilshad321 https://dilzer.net/wp-content/uploads/2016/02/Dilzer_Logo-Transparent_BG.png dilshad3212019-07-03 03:31:262019-07-16 11:21:38Dont take your retirement planning lightly
Retirement planning could be the trickiest of all goals. This is because the distribution phase lasts anywhere between 10-30 years. In this phase everything - be it interest rates, policy changes, taxation, governments, lifestyle, (sometimes) even goals - can change. That is why retirement requires careful analysis and planning.
https://dilzer.net/wp-content/uploads/2019/07/Which-Income-Tax-Form-Should-I-Fill-To-File-my-returns.jpg 433 770 dilshad321 https://dilzer.net/wp-content/uploads/2016/02/Dilzer_Logo-Transparent_BG.png dilshad3212019-07-02 07:35:302019-07-16 09:57:11 There are so many forms! Which Income Tax Form Should I Fill To File my returns
An Income Tax Return(ITR) is a summary of income earned, losses made, investments made, taxes paid etc. It is not enough to just pay taxes. You have to file your income tax return with the government. This will help in recording that you have paid your tax as well as calculate the correct tax payable.
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Rules of thumb may come in handy for those who are just beginning their financial planning. Youngsters who have just started their career may get some direction on where and how to make a beginning. For those who are in the middle of their career and don't yet have a proper plan in place, thumb rules can also be helpful. But remember, they only provide a general direction and may not necessarily give you the exact picture.
https://dilzer.net/wp-content/uploads/2019/06/Personal-Risk-Factors.jpg 150 225 dilshad321 https://dilzer.net/wp-content/uploads/2016/02/Dilzer_Logo-Transparent_BG.png dilshad3212019-06-17 11:56:222019-07-23 10:10:23Personal Risk Factors
Your investment portfolio should consist of products that match your needs and work towards achieving your goals. But how do you determine which products are suitable for you? Mentioned below are a few factors that can help you find the right type of investment.
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Capital losses are incurred when you sell a house property for a loss or sell shares at a loss.These losses can be set off against certain income heads. This will help to reduce taxable income, thus reducing tax liability.
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The IT returns website might not work at the last minute or you are busy at work and do not have time to file the returns. We will not have time to get the documentation such as bills, Form 16, Form 26AS etc. ready. One can encounter many such issues. It is, therefore, better to plan for taxes at the beginning of the financial year, take the necessary steps throughout the year and prepare the IT returns and file it well in advance.
https://dilzer.net/wp-content/uploads/2019/05/Different-Ways-To-Reduce-Tax-Liability.jpg 440 660 dilshad321 https://dilzer.net/wp-content/uploads/2016/02/Dilzer_Logo-Transparent_BG.png dilshad3212019-05-29 06:06:312019-07-16 09:58:30Different Ways To Reduce Tax Liability
It is that time of the year when we have to file our taxes for the year. It is not a task that many of us enjoy and we want to quickly get it done with. But in our eagerness to get it done with, we must make sure that we do not file the returns inefficiently as this would mean increased tax outgo and mismanagement of our money. We must make the best use of the different ways to reduce our tax liability and at the same time ensure that our financial plan is on course to achieve our goals.
https://dilzer.net/wp-content/uploads/2019/05/Emeregncy-Fund-1.jpg 151 225 dilshad321 https://dilzer.net/wp-content/uploads/2016/02/Dilzer_Logo-Transparent_BG.png dilshad3212019-05-22 05:10:352019-07-22 13:06:55What is the difference between health corpus and emergency fund? Do we need to build a separate corpus for each?
in While health consciousness is at an all-time high, the incidence of critical medical ailments has also surged. The rising cost of healthcare, too, has become a major cause for concern. To keep diseases at bay, people nowadays take all possible preventive measures, such as eating right, exercising and practising yoga and meditation.
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An emergency fund is money that you have set aside to specifically cover any unexpected expenses that may come up. An emergency fund may cover unexpected car repairs, medical bills or other emergency situations. You may also use an emergency fund to help pay your bills when you are unemployed. You should also prepare for unexpected events with a solid plan in addition to your emergency fund.
https://dilzer.net/wp-content/uploads/2019/04/Money-Lessonsfor-kids-cover.jpg 150 225 dilshad321 https://dilzer.net/wp-content/uploads/2016/02/Dilzer_Logo-Transparent_BG.png dilshad3212019-04-23 06:06:372019-04-23 06:10:29Money Lessons for kids of all ages
Age 8-10 The most basic lesson about money is that you have to pay money to buy something. Nothing in life comes free. Though kids will understand it eventually as they grow older, it is important for them to grasp this concept at a very young age. Teach them about the value of each note and coin by telling them the prices of everyday household things. For example, a toffee costs Rs. 1 but a larger chocolate costs Rs. 20. img width="225" height="150" src="https://dilzer.net/wp-content/uploads/2019/04/Money-Lessonsfor-kids-cover-1.jpg"
https://dilzer.net/wp-content/uploads/2019/04/10-may-2019-Cover.jpg 150 272 dilshad321 https://dilzer.net/wp-content/uploads/2016/02/Dilzer_Logo-Transparent_BG.png dilshad3212019-04-23 04:35:312019-04-23 04:36:17I Used My Emergency Fund To Pay For My Hospitalization. How Do I Rebuild It?
img width="225" height="150" src="https://dilzer.net/wp-content/uploads/2019/04/10-may-2019-Cover.jpg"
https://dilzer.net/wp-content/uploads/2019/04/Emergency-fund-1.jpg 125 105 dilshad321 https://dilzer.net/wp-content/uploads/2016/02/Dilzer_Logo-Transparent_BG.png dilshad3212019-04-22 11:10:492019-04-22 11:10:51When Should I Dip Into My Emergency Fund?
It is a tough situation when you fall seriously ill; meet with an accident, or are diagnosed with a life-threatening disease. It is equally difficult when a family member or someone dependent on you suffers a similar fate. It is physically, mentally and emotionally difficult. It is also a big strain on the finances as there are hospitalization bills, medicines to buy, multiple trips to the hospital, specialist advice etc. There are pre and post hospitalization expenses as well. In some cases, you might have to take a break from work ((more than the allotted leaves), which can lead to a double whammy – increased expenses and loss of pay img width="225" height="150" src="https://dilzer.net/wp-content/uploads/2019/04/Emergency-fund-1.jpg"