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You would have created assets over a period of time. Your family is financially dependent on you. It is vital to ascertain how the family is financially protected and how the assets are distributed once you are no more. If you do not have an estate plan in place, the court will make decisions which may or may not be in your or your family's best interests.
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The story is set in Babylon, which was once a city of wealth and splendour due to the hard work and wisdom of the people there. In the book, a wise, rich man from Babylon offers valuable advice on how to create and preserve wealth. Here is a summary of the lessons in the book - To begin with, the seven rules of money to be practiced are listed. These comprise of steps without which one cannot generate wealth - Save money. He says for every ten coins, you put in your purse, spend nine. This way you will accumulate money over a period of time.
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Equity Linked Saving Scheme (ELSS) is a type of mutual fund that is eligible for tax deduction benefits under the section of 80C of the Income Tax Act, 1961. Due to higher returns and lowest lock-in period of 3 years in the tax saving category, ELSS is quite popular. ELSS funds generate returns by primarily investing in equity and equity-related instruments. This also makes it a suitable investment option for a person with long term goals.
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In India, SEBI requires REITs to be listed on exchanges and to make an initial public offer to raise money. Just like MFs, REITs are subject to a three-tier structure, the sponsor who is responsible for setting up the REIT, the fund management company which is responsible for selecting and operating the properties, and the trustee who ensures that the money is managed in the interest of unit-holders.
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Joint Home Loan Eligibility The relationship between the co-applicants governs the joint home loan eligibility. Any two or more persons can jointly apply to buy the home. Spouse, siblings or parents are considered as valid co-applicants or co-borrowers. Friends, sisters or unmarried couples, business partners can be a co-owner of a property but they cannot be a co-borrower in a joint housing loan.
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Financial Stability Financial stability and success is essential to have a good life. It gives you peace of mind. If you are financially stable, you can think of non-monetary aspects of life that will allow you to live a complete life. How do you bring financial stability?
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The values of this grouped stocks are used to calculate the value of the index (typically a weighted average). Any change in the price of the stocks leads to a change in the index value. An index is thus indicative of the changes in the market and used by investors and financial managers to describe the market and to compare the return on specific investments.
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Government Subsidy for Small Business – Organic Farming The Government of India under National Project on Organic Farming gives capital free credit to business generation units producing organic fertilizers / bio-fertilizers. NABARD/NCDC will discharge the qualified subsidy amount by DAC ahead of time according to the necessity. You will get half advance subsidy to the taking interest banks for keeping the same in subsidy save subsidize proof of the concerned borrower.
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In 2015, the United Nations General Assembly declared 17 global goals for 2030 known as the Sustainable Development Goals, which included broad ambitions like eliminating poverty, gender equality and clean water and sanitation. However, sustainability goes beyond environmentally-friendly business practices; it includes a commitment to gender equality and diversity, social mobility, and investing in the community and making the least carbon foot print.
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Profits or gains arising from transfer of a capital asset are called “Capital Gains” and are charged to tax under the head “Capital Gains”. • There should be a Capital Asset • Capital Asset should be transferred during the previous year • Gains/Loss has to be computed • Tax has to be paid on such gains
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Learning how to read stock charts may seem intimidating at first. But with some basic tips and a little practice, you'll soon be using them to find winning stocks, to see how to buy stocks and to spot the right time to sell.
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Estate is everything that one owns viz. assets & owes viz. liabilities and responsibilities. Estate planning is the act of preparing for the transfer of a person's wealth and assets after his or her death. Assets, life insurance, pensions, real estate, cars, personal belongings, and debts are all part of one's estate. Estate plans must be written, signed, and notarized by the person who owns the estate.
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In the last four years, the government’s efforts to widen the tax base resulted in an 80% jump in the number of returns filed to 6.85 crore in 2017-18 from 3.31 crore in 2013-14. Data released by the income tax department showed a massive gap between the salaried whose taxes are deducted and the non-salaried. Rajesh, a client of ours, was unhappy with the Budget 2018 when the finance minister raised standard deduction to ₹40,000 and that too in lieu of travel allowance. He felt worse when he read about some professionals who probably earned three times his income and yet do not pay tax. “Does the government even listen to us? We are the most honest taxpayers and our salaries are deducted at source. What benefits do we get?" he asked. This is when we decided to tell him about the benefits available to salaried employees in the corporate sector.
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Today, with over 3,500 mutual schemes available in the market the task of picking the right mutual fund can be rather mind boggling. Moreover with a tendency amongst investors to fall for the "Rs 10" investment proposition - offered by New Fund Offerings (NFOs), the task of picking the right ones can be even more daunting. While many investors also do feel that 'any' mutual fund can help them achieve their desired goals, let us apprise you that each mutual fund scheme is unique and caters to a certain risk profile.
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You landed yourself a plush job outside the country, you are living the dream. Your favourite aunt can’t stop addressing you as the NRI at every party. Suddenly your prospects are booming on the matrimonial sites due to your new found status. However, the Income Tax Act had a plan of its own and has laid out certain conditions to define your residential status. Your tax-ability in India will be defined by this status.
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Ratios are critical quantitative analysis tools. One of their most important functions lies in their capacity to act as lagging indicators in identifying positive and negative financial trends. The information a trend analysis provides allows to you to make and implement ongoing financial plans and, when necessary, make course corrections to short-term financial plans.
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Alternative Investment Fund is described under Regulation 2(1)(b) of the Regulation Act, 2012 of Securities and Exchange Board of India (SEBI). AIF can be established in the form of a company or a corporate body or a trust or a Limited Liability Partnership (LLP).